Property Type: Mobile / ManufacturedOwnership: Freehold

3742 Zinck Road

Scotch Creek, BC V0E1M5

$1,599,000

4 bed2 bath8 parking1,624 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
0.36 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$6,209.62

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood, Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Foundation
Block
Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, Street, Oversize, Heated Garage, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level11'6'' x 24'1''
FoyerMain level4'8'' x 9'5''
Laundry roomMain level8'0'' x 7'4''
BedroomMain level8'8'' x 12'2''
OtherMain level4'5'' x 7'9''
Primary BedroomMain level13'1'' x 13'11''
KitchenMain level9'11'' x 12'10''
Dining roomMain level12'11'' x 13'7''
Living roomMain level13'1'' x 21'6''
BedroomMain level8'11'' x 11'6''
BedroomMain level10'7'' x 11'3''
5pc Ensuite bathMain level7'9'' x 12'10''
4pc BathroomMain level7'8'' x 7'11''

Listing Information

MLS®
10393828
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Access Real Estate · Data source: CREA DDF.

Description

Welcome to 3742 Zinck Road, a tranquil lakefront haven tucked along a coveted no-thru road in Scotch Creek, and on the sunny side of Shuswap Lake. This extremely private 0.36 acre flat lot is enveloped by mature cedar hedges on its north, east, and west boundaries, creating your own secluded oasis. The thoughtfully maintained home offers 1,624 sq.ft. of comfortable, single-level living, and features 4-large bedrooms and 2-full bathrooms. Inside, you'll appreciate the warmth of engineered hardwood flooring, vaulted ceilings that beautifully enhance the airy feel, an open-concept living and dining room, and a fully equipped kitchen with stainless steel appliances. Extending your living space outdoors is a fantastic covered and screened-in porch, absolutely perfect for enjoying those evenings dining al fresco. Designed for year-round enjoyment, the home features forced air heating and central A/C, alongside a 2024 upgraded lake-intake water filtration and irrigation system, and a 2020 submersible pump. Embrace the lake lifestyle while relaxing on multiple sundecks or in the hot tub, a buoy for easy lake access, and zoning bylaws that permit a dock and a secondary buoy. Enjoy the 740 sq.ft. detached, heated, double garage with room to park your boat or 4-cars. This space offers incredible potential for a carriage house conversion. Whether you seek a full-time residence or a cherished vacation getaway, this ultimate lake house is ready for your immediate enjoyment. (id:63159)

Values & Trends

This listing

$985/sqft

Building average

No other active listings in this building

North Shuswap average

$502/sqft

18 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary2.5 km
North Shuswap ElementaryElementary/Middle9.3 km
Carlin Elementary MiddleElementary/Middle13.6 km
Haldane ElementaryElementary18.4 km
Chase Elementary-SecondaryElementary18.5 km
Shuswap SDA(Independent)Elementary/Middle23.3 km
North Canoe ElementaryElementary23.9 km
Salmon Arm West ElementaryElementary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,200.00
Periodic payment — Principal & Interest (monthly)$8,252.96
Additional monthly expenses (strata, tax, utilities, etc.)$598.47
Total monthly cost$8,851.43
Interest paid over 5-yr term$366,622.40
Balance at end of term$1,150,644.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,836.60

Cash Needed at Closing

Minimum down payment$319,800
Estimated BC PTT$29,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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