Property Type: Detached HouseOwnership: Freehold

3747 Hilliam Road

Scotch Creek, BC V0E1M5

$1,284,900

3 bed3.5 bath10 parking1,952 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.43 acres
Frontage
89 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,225.8

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Vinyl

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
10 — covered indicated
Features
Detached Garage, Oversize, See Remarks

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level
BedroomSecond level10'6'' x 12'3''
KitchenMain level12'6'' x 12'7''
Partial bathroomMain level7'1'' x 2'0''
Recreation roomBasement22'10'' x 22'10''
BedroomSecond level10'5'' x 13'1''
Primary BedroomMain level22'5'' x 13'8''
Living roomMain level12'6'' x 19'9''
4pc Ensuite bathMain level10'8'' x 16'0''

Listing Information

MLS®
10394532
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Stonehaus Realty Corp · Data source: CREA DDF.

Description

The Scotch Creek acreage you’ve been waiting for. Thoughtfully renovated and impeccably maintained, this exceptional property blends refined country living with outstanding functionality and investment potential. The beautifully updated 3-bedroom, 2.5-bath custom modern farmhouse showcases quality craftsmanship throughout, featuring an open-concept layout, a spacious main-floor primary retreat with heated ensuite floors, stainless steel appliances, an oversized walk-in pantry, and the warmth of a wood-burning stove. The new 30 x 40 detached shop is ideal for entrepreneurs, tradespeople, or hobbyists, featuring a 125-amp panel, 50-amp RV/welding receptacle, propane heat, LED lighting, floor drain, and 14’ and 8’ overhead doors. A comprehensive Eufy security system provides peace of mind throughout the property. Outside, enjoy three fully serviced RV sites with water, septic, and 50-amp power, dual hydro meters with two 200-amp services, a new septic system, heat pump, and well house. The fully fenced grounds include fruit trees, berry bushes, a productive garden, and a chicken coop with an automated door. Desirable CSRD Mixed Use zoning allows for home-based businesses, mini storage, standalone residential campsites, and more (buyer to verify). With dual access from Hilliam Road and Cardy Drive, this rare offering delivers exceptional lifestyle, versatility, and long-term value. (id:63159)

Values & Trends

This listing

$658/sqft

Building average

No other active listings in this building

North Shuswap average

$483/sqft

73 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary3.5 km
North Shuswap ElementaryElementary/Middle8.7 km
Carlin Elementary MiddleElementary/Middle14.3 km
Haldane ElementaryElementary19.0 km
Chase Elementary-SecondaryElementary19.1 km
Shuswap SDA(Independent)Elementary/Middle24.2 km
North Canoe ElementaryElementary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Scotch Creek Market · 3877 Squilax-Anglemont Road530 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($103,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,027,920.00
Periodic payment — Principal & Interest (monthly)$6,631.79
Additional monthly expenses (strata, tax, utilities, etc.)$366.82
Total monthly cost$6,998.61
Interest paid over 5-yr term$294,604.83
Balance at end of term$924,617.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$103,490
Stress test qualifying rate8.09%
Payment you must qualify for$9,084.63

Cash Needed at Closing

Minimum down payment$103,490
Estimated BC PTT$23,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$128,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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