Property Type: Detached HouseOwnership: Freehold

3765 Westside Road N

Kelowna, BC V1Z3W8

$1,875,000

3 bed3 bath2 parking2,507 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,963.75

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level25'11'' x 20'0''
4pc BathroomLower level5'1'' x 8'9''
BedroomLower level12'2'' x 13'6''
Recreation roomLower level26'1'' x 16'3''
FoyerLower level5'11'' x 9'8''
OtherSecond level6'11'' x 8'4''
4pc Ensuite bathSecond level6'1'' x 7'7''
BedroomSecond level18'11'' x 18'2''
5pc BathroomMain level10'11'' x 9'8''
Primary BedroomMain level18'4'' x 14'1''
KitchenMain level15'4'' x 11'3''
Dining roomMain level15'4'' x 9'3''

Listing Information

MLS®
10344033
Listed
April 22, 2025
Time on market
On the market for 496 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to 3765 Westside Road—a singular opportunity for those would value the scenic, silent , natural lakeside lifestyle that this property offers. This exceptional 3 bed, 3 bath Lindal Cedar home is set on a private 1.7-acre lot with 165 ft of beachfront and a stunning lake view. This thoughtfully designed home features quality construction with upgraded Hardy board siding, vaulted ceilings, and fresh paint throughout. Enjoy energy efficiency with solar roof panels (providing 4–6 months of Hydro-free power), a solar water system, and a new lake water setup with a recently installed pressure vessel. The 200-amp panel, heat pump, and furnace (replaced in 2020) add peace of mind. Inside, you will find an open main floor, a bright upper-level bedroom with vaulted ceilings, and a basement entry with a family room, bedroom, and laundry. A built-in vacuum system and 4-zone irrigation make everyday living easy. Outside, take full advantage of Okanagan living with a private dock, 2400 kg boat lift, and deep-water access—perfect for fishing, boating, or just soaking up the views. Surrounded by nature and minutes from world-class outdoor recreation, this is a rare opportunity! (id:63159)

Values & Trends

This listing

$748/sqft

Building average

No other active listings in this building

Westside Road average

$730/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary5.3 km
George Elliot SecondarySecondary7.1 km
HS Grenda Middle SchoolMiddle7.2 km
Peter Greer ElementaryElementary7.9 km
Oyama Traditional SchoolElementary12.2 km
North Glenmore ElementaryElementary12.9 km
Aberdeen Hall Preparatory School(Independent)K-1213.3 km
Dr Knox Middle SchoolMiddle13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($375,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,500,000.00
Periodic payment — Principal & Interest (monthly)$9,677.49
Additional monthly expenses (strata, tax, utilities, etc.)$705.31
Total monthly cost$10,382.80
Interest paid over 5-yr term$429,904.31
Balance at end of term$1,349,254.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$375,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,534.47

Cash Needed at Closing

Minimum down payment$375,000
Estimated BC PTT$35,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$412,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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