Property Type: Land / LotOwnership: Strata

38 4435 FIRCREST ROAD

Lac La Hache, BC V0K1T1

$71,000

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Property Details

Property & Lot

Lot size
2,640 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
R3144002
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Enjoy four-season recreation at Fir Crest Lakeside RV & Cottage Resort on beautiful Lac La Hache. This RV lot offers the perfect getaway for outdoor enthusiasts, with excellent year-round fishing, swimming, boating, waterskiing, kayaking, paddleboarding, and more during the summer months. The resort features a clubhouse, wash house, playground, guest RV parking, docks, parking area for boats and trailers and a swimming beach.Conveniently located just 30 minutes from Mt. Timothy Ski Area and 16 minutes from the 108 Golf Resort. A rare opportunity to own in a premier South Cariboo recreational community. Share sale only; purchaser acquires shares in the ownership corporation with exclusive occupancy rights to Lot 38 and undivided interest in common property. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary6.2 km
Mile 108 ElementaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,550) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$56,800.00
Periodic payment — Principal & Interest (monthly)$366.45
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$366.45
Interest paid over 5-yr term$16,279.04
Balance at end of term$51,091.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,550
Stress test qualifying rate8.09%
Payment you must qualify for$518.67

Cash Needed at Closing

Minimum down payment$3,550
Estimated BC PTT$710
Legal / closing costs (typical estimate)$1,500
Total cash needed$5,760

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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