Property Type: Land / LotOwnership: Freehold

38 RUE CHEVAL NOIR Unit# 237

Kamloops, BC V1S0G4

$311,920

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$57/mo
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10392168
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

LIMITED time promotion, offering ALL AVAILABLE lots in Latitude at 20% discount with NO lot minimum purchase required - price reflects current promotion!!! Discover the ultimate in luxury and lifestyle with this ready-to-build lot in Latitude at Tobiano—a prestigious new lakeside community perched above the shores of Kamloops Lake. This lot can perfectly accommodate a rancher style home with a walkout daylight basement and features stunning views. Set within the renowned Tobiano development, this lot is fully serviced and zoned for a secondary suite, offering the opportunity for multi-generational living or additional rental income. With breathtaking views of Kamloops lake, this traffic calmed community combines modern design with the natural beauty of the Thompson-Nicola region. Residents enjoy access to the award-winning Tobiano Golf Course, a full-service marina, and endless outdoor adventure—from hiking, biking, and horseback riding to boating and fishing just minutes from your door. With easy access to Kamloops and a thriving community already taking shape, Latitude is the perfect blend of tranquil retreat and connected living. Start designing your dream home today—this is a rare opportunity to be part of one of British Columbia’s most dynamic lifestyle communities. Inquire for more info today! (id:63159)

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Savona ElementaryElementary11.1 km
Parkcrest ElementaryElementary20.0 km
Brocklehurst Secondary SchoolSecondary20.3 km
Kay Bingham ElementaryElementary20.7 km
George Hilliard ElementaryElementary21.3 km
Twin Rivers Education CentreK-1221.5 km
Dufferin ElementaryElementary22.1 km
AE Perry ElementaryElementary22.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,596) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$249,536.00
Periodic payment — Principal & Interest (monthly)$1,609.92
Additional monthly expenses (strata, tax, utilities, etc.)$57.00
Total monthly cost$1,666.92
Interest paid over 5-yr term$71,517.73
Balance at end of term$224,458.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,596
Stress test qualifying rate8.09%
Payment you must qualify for$2,278.63

Cash Needed at Closing

Minimum down payment$15,596
Estimated BC PTT$4,238
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,334

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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