Property Type: Condo / ApartmentOwnership: Strata

3815 Brown Road Unit# 107

West Kelowna, BC V4T1R8

$399,000

3 bed2 bath1 parking1,440 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$648/mo
Annual property tax
$1,970.49

Interior

Heating
Forced air
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Underground, Additional Parking

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Dining roomMain level9'5'' x 12'1''
StorageMain level5'8'' x 4'2''
3pc BathroomMain level7'8'' x 8'2''
3pc Ensuite bathMain level7'8'' x 8'6''
BedroomMain level14'8'' x 9'6''
BedroomMain level14'8'' x 10'
Primary BedroomMain level12'9'' x 20'2''
KitchenMain level9'1'' x 15'11''
Dining nookMain level13'2'' x 10'10''
Living roomMain level12'5'' x 25'0''

Listing Information

MLS®
10396093
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Discover the perfect blend of comfort, space, and convenience in this beautifully situated 1,440 sq.ft. corner condo, ideally located on the main floor of Leisure Terrace, a sought-after 55+ community close to all the amenities you need for easy, everyday living. From the moment you step through the large, welcoming entryway, you'll appreciate the thoughtful open floor plan designed for both relaxed living and effortless entertaining. With 3 spacious bedrooms and 2 full bathrooms, there's room for guests, hobbies, or a home office — whatever suits your lifestyle. As a corner unit, this home is bathed in natural light and offers a peaceful sense of privacy rarely found in condo living. Step out onto your private deck and take in stunning lake and mountain views — the kind of scenery that turns your morning coffee into a daily retreat. The deck also includes extra storage space, adding practical convenience to picturesque charm. Main-floor living means no waiting for elevators and easy access in and out, while secure covered parking ensures your vehicle stays protected year-round. Leisure Terrace offers more than just a home — it offers a lifestyle. Enjoy the ease of low-maintenance living in a friendly, well-established 55+ community, all within close proximity to shopping, dining, medical services, and recreation. Corner units with this combination of space, views, and location don't come up often. Inquire today or book your private viewing before it's gone! (id:63159)

Values & Trends

This listing

$277/sqft

Building average

No other active listings in this building

Westbank Centre average

$480/sqft

106 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle514 m
Webber Road ElementaryElementary1.7 km
Glenrosa Middle SchoolMiddle2.4 km
Glenrosa ElementaryElementary2.6 km
Sensisyusten House of Learning(Independent)Elementary2.8 km
Shannon Lake ElementaryElementary3.2 km
Chief Tomat ElementaryElementary3.3 km
Helen Gorman ElementaryElementary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Everest · 2430 Main Street475 m
  • Everest Indian & Nepalese Restaurant · 2430 Main St, #1499 m
  • Wings West Kelowna · 2484 Main Street529 m
  • Hong Kong Restaurant Chinese Buffet · 2484 Main Street602 m
  • Boston Pizza653 m

Cafes (3)

  • Starbucks337 m
  • Blend Bites · 2525 Dobbin Road389 m
  • Donna's Fresh Café · 2484 Main Street609 m

Grocery (2)

  • Save-On-Foods233 m
  • No Frills · 2484 Main Street644 m

Parks (5+)

  • Unnamed326 m
  • Memorial Park365 m
  • Unnamed395 m
  • Westbank Centre Park544 m
  • Eleanor Reece Park564 m

Shopping (3)

  • Elliott Plaza · 2525 Dobbin Road411 m
  • Westridge Centre · 2484 Main Street598 m
  • Unnamed755 m

Gyms (1)

  • Curves · 2484 Main Street592 m

Pharmacies (2)

  • Shoppers Drug Mart183 m
  • Pharmasave · 2484 Main Street556 m

Banks & ATMs (4)

  • Scotiabank344 m
  • Interior Savings · 3718 Elliott Road458 m
  • RBC Royal Bank683 m
  • BMO711 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$884.06
Total monthly cost$2,943.43
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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