3820 20 Street NE Unit# 11
Salmon Arm, BC V1E0G7
$990,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.28 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Strata / maintenance fee
- $75/mo
- Annual property tax
- $6,099.43
Maintenance Fee Includes
Also included: Other, See Remarks
Interior
- Heating
- See remarks, Other
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Flooring
- Concrete, Hardwood
Exterior & Lot
- Exterior features
- Metal
- View
- Lake view, Mountain view, View of water, View (panoramic)
Building
- Roof
- Metal, Unknown
Parking
- Total spaces
- 6 — covered indicated
- Features
- Attached Garage
Restrictions & Policies
- Pets
- Allowed
- Rentals
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Additional Accommodation | 16'3'' x 17'6'' |
| Laundry room | Basement | 9'9'' x 11'7'' |
| Kitchen | Additional Accommodation | 15'9'' x 17'7'' |
| Foyer | Basement | 5' x 7'2'' |
| Primary Bedroom | Additional Accommodation | 9'1'' x 14'9'' |
| Full bathroom | Additional Accommodation | 5'2'' x 9'3'' |
| Primary Bedroom | Main level | 13'8'' x 14'11'' |
| Living room | Main level | 11'3'' x 12'10'' |
| Laundry room | Main level | 6'6'' x 7'7'' |
| Kitchen | Main level | 11'6'' x 14'2'' |
| Den | Main level | 11'6'' x 11'9'' |
| Bedroom | Main level | 10'7'' x 13'5'' |
| Bedroom | Main level | 10'6'' x 10'6'' |
| Bedroom | Main level | 11'6'' x 12'2'' |
| 4pc Ensuite bath | Main level | 7'6'' x 9' |
| 4pc Bathroom | Main level | 4'9'' x 8' |
| 4pc Bathroom | Main level | 5'2'' x 9'9'' |
Listing Information
- MLS®
- 10397716
- Listed
- August 19, 2026
- Time on market
- On the market for 12 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Exceptional value in this beautiful home in the prestigious Rock Bluffs subdivision! Built in 2020 and thoughtfully designed with quality finishes throughout. This 5 bed, 4 bath home features, 2 covered decks, a primary bedroom with walk in closet and stunning ensuite, fir cabinetry, a durable metal roof, metal siding, concrete floors with radiant in-floor heating, and a functional layout designed for comfortable everyday living and entertaining. Situated on a flat .28-acre lot at the end of a quiet cul-de-sac, the property backs onto green space and trails, offering privacy and a peaceful natural setting. The oversized garage provides plenty of room for vehicles, storage, and recreational gear. Adding exceptional value is the separate legal 1 bed, 1 bath suite above the garage, complete with beautiful lake views, ideal for extended family, guests, or rental income. Move-in ready with low utility costs, income potential, and a fantastic location, this home offers exceptional value in one of the area’s most desirable neighbourhoods. Priced below assessed value! (id:63159)
Values & Trends
This listing
$386/sqft
Building average
—
No other active listings in this building
NE Salmon Arm average
$396/sqft
66 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 84%
Wind SSE 5 km/h
Tonight
10°
Tuesday
25°
Tuesday night
14°
Wednesday
23°
Wednesday night
12°
Thursday
20°
Source: Environment and Climate Change Canada.
Population
19,432
(2021 Census)
+9.7% since 2016
Density: 125.2/km²
Dwellings: 8,517
Median household income: $75,000
After-tax: $68,000
Immigrant population: 10.2%
Top countries of origin (% of total population)
- United Kingdom2.4% · 460
- United States of America1.1% · 210
- Germany0.9% · 170
- Netherlands0.7% · 145
- Philippines0.7% · 140
- Poland0.3% · 55
- China0.3% · 55
- India0.3% · 50
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salmon Arm Secondary | Secondary | 1.8 km |
| Shuswap SDA(Independent) | Elementary/Middle | 1.9 km |
| Bastion Elementary | Elementary | 2.1 km |
| J.L. Jackson Secondary | Secondary | 2.9 km |
| South Broadview Elementary | Elementary | 2.9 km |
| King's Christian School(Independent) | K-12 | 3.0 km |
| North Canoe Elementary | Elementary | 3.1 km |
| Shuswap Middle School | Middle | 3.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Raven Park793 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Shuswap (SD83)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.