3820 20 Street NE Unit# 5
Salmon Arm, BC V1E0G7
$249,900
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.28 acres
- Frontage
- 90 feet
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Strata / maintenance fee
- $76/mo
- Annual property tax
- $1,913.2
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view, View of water, View (panoramic)
Listing Information
- MLS®
- 10371755
- Listed
- January 6, 2026
- Time on market
- On the market for 237 days
- Data last synced
- August 28, 2026
Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.
Description
Rare opportunity to secure the final available lot in the prestigious Rock Bluff Subdivision in the popular Upper Lakeshore area of Salmon Arm. This 0.28-acre parcel is surrounded by high-end custom homes and backs directly onto agricultural land, offering exceptional privacy and protection from any future development. Enjoy beautiful mountain and lake views from this peaceful building site, just outside Salmon Arm's city center. Preliminary grading has been completed, and a geotechnical study with test holes is available, indicating minimal rock. Situated on a quiet no-through road, Rock Bluff is a bare land strata and a private, well-established neighborhood known for its quality homes and peaceful setting. An exceptional opportunity to build your dream home in one of the area’s most sought-after communities. (id:63159)
Location Insights
Weather
13°C
—
Humidity 91%
Wind S 2 km/h
Tonight
10°
Tuesday
25°
Tuesday night
14°
Wednesday
23°
Wednesday night
12°
Thursday
20°
Source: Environment and Climate Change Canada.
Population
19,432
(2021 Census)
+9.7% since 2016
Density: 125.2/km²
Dwellings: 8,517
Median household income: $75,000
After-tax: $68,000
Immigrant population: 10.2%
Top countries of origin (% of total population)
- United Kingdom2.4% · 460
- United States of America1.1% · 210
- Germany0.9% · 170
- Netherlands0.7% · 145
- Philippines0.7% · 140
- Poland0.3% · 55
- China0.3% · 55
- India0.3% · 50
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salmon Arm Secondary | Secondary | 1.7 km |
| Bastion Elementary | Elementary | 2.0 km |
| Shuswap SDA(Independent) | Elementary/Middle | 2.0 km |
| J.L. Jackson Secondary | Secondary | 2.8 km |
| South Broadview Elementary | Elementary | 2.8 km |
| King's Christian School(Independent) | K-12 | 2.9 km |
| North Canoe Elementary | Elementary | 3.1 km |
| Shuswap Middle School | Middle | 3.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Shuswap (SD83)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($12,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.