Property Type: Condo / ApartmentOwnership: Strata

3820 20th Street NE Unit# 12

Salmon Arm, BC V1E0G7

$1,175,000

5 bed4 bath6 parking3,421 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$76/mo
Annual property tax
$6,435.1

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenAdditional Accommodation6'6'' x 13'2''
Dining roomAdditional Accommodation6'9'' x 13'2''
BedroomAdditional Accommodation11' x 13'5''
Full bathroomAdditional Accommodation9'1'' x 5'3''
Utility roomBasement8'8'' x 5'11''
Recreation roomBasement23'8'' x 21'2''
BedroomBasement14'1'' x 11'
4pc BathroomBasement8'1'' x 7'9''
OtherMain level23' x 34'1''
Primary BedroomMain level12' x 14'
Mud roomMain level8' x 10'
Living roomMain level15' x 20'5''
Laundry roomMain level8'11'' x 6'6''
KitchenMain level9'6'' x 13'5''
FoyerMain level8'3'' x 5'7''
Dining roomMain level11'1'' x 11'5''
BedroomMain level12'8'' x 10'
BedroomMain level12'9'' x 10'
5pc Ensuite bathMain level12' x 13'3''
4pc BathroomMain level8'11'' x 6'

Listing Information

MLS®
10395378
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

!!PRICED $45,000 BELOW ASSESSED VALUE!! This beautiful home in the sought after and exclusive North Broadview area blends elegance, comfort, and everyday functionality, with careful attention to detail throughout. The bright kitchen showcases quartz countertops, stainless steel appliances, and a gas range, making it a dream for any home cook. It flows effortlessly into the living and dining areas, creating a perfect space for entertaining, relaxing with family, and taking in the views.The living room offers a warm and inviting atmosphere with a tray ceiling, a cozy gas fireplace, and expansive picture windows that fill the space with natural light. The primary suite serves as a private retreat, featuring a spacious walk in closet, an additional closet, and a luxurious ensuite with a soaker tub, walk in shower, and double vanity. Practical design is also prioritized with a generous main floor laundry room and a mudroom conveniently located off the garage. The main home also includes three additional bedrooms. Outside, a covered deck captures stunning views of Shuswap Lake and Mt. Ida, complete with a gas BBQ hookup for easy outdoor dining. The fully fenced backyard is beautifully landscaped and equipped with underground irrigation, offering a peaceful and private outdoor escape. Adding exceptional value, the property includes a legal one bedroom suite with its own entrance and laundry. Finished to the same high standards as the main home, it provides excellent flexibility for extended family, guests, or rental income. Further highlights include an oversized double garage with ample space for vehicles, storage, and recreational gear, along with a flat driveway and additional paved parking suitable for guests, trailers, or an RV. Located on a quiet no thru street in North Broadview, this home offers privacy and tranquility while still being just minutes from all the amenities of Salmon Arm, delivering the ideal balance of luxury, lifestyle, and convenience. (id:63159)

Values & Trends

This listing

$343/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$359/sqft

5 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Salmon Arm SecondarySecondary1.8 km
Shuswap SDA(Independent)Elementary/Middle1.9 km
Bastion ElementaryElementary2.1 km
J.L. Jackson SecondarySecondary2.9 km
South Broadview ElementaryElementary2.9 km
King's Christian School(Independent)K-123.0 km
North Canoe ElementaryElementary3.1 km
Shuswap Middle SchoolMiddle3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($92,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$940,000.00
Periodic payment — Principal & Interest (monthly)$6,064.56
Additional monthly expenses (strata, tax, utilities, etc.)$782.81
Total monthly cost$6,847.37
Interest paid over 5-yr term$269,406.70
Balance at end of term$845,533.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$92,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,324.05

Cash Needed at Closing

Minimum down payment$92,500
Estimated BC PTT$21,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$115,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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