Property Type: TownhouseOwnership: Strata

3850 Argyle Avenue Unit# 15

Vernon, BC V1T8K9

$399,900

2 bed3.5 bath2 parking1,656 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$303/mo
Annual property tax
$2,079.37

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions
Rentals
Allowed
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomLower level5'10'' x 9'7''
DenLower level12'8'' x 11'8''
BedroomLower level14'7'' x 12'8''
3pc BathroomLower level5'2'' x 9'2''
OtherLower level13'0'' x 21'4''
FoyerLower level12'8'' x 6'1''
4pc BathroomMain level5'6'' x 5'3''
OtherMain level5'7'' x 5'8''
Primary BedroomMain level12'4'' x 12'5''
2pc BathroomMain level5'4'' x 4'11''
Living roomMain level13'8'' x 25'7''
Dining roomMain level10'4'' x 12'1''
KitchenMain level11'5'' x 8'10''

Listing Information

MLS®
10396148
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: O'Keefe 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Low-maintenance living in the desirable 55+ Mill Creek community. Tucked away at the end of a quiet cul-de-sac, this well-maintained 2-bedroom, 2.5-bathroom townhouse offers a peaceful setting while keeping you just minutes from everyday amenities. On the main floor, you'll find a bright kitchen with an adjoining dining area that flows into the spacious living room. Large windows fill the home with natural light & the generous primary suite features a walk-in closet & a full ensuite bathroom. Downstairs offers excellent flexibility with a second bedroom, a full bathroom, and a den—perfect for guests, hobbies, or a home office. The single-car garage includes built-in shelving, providing plenty of extra storage space. Outside, enjoy your private, almost fully fenced backyard—an ideal spot to relax or enjoy a bit of gardening. This home has been lovingly cared for over the years & presents a wonderful opportunity to update & personalize it to your own style. The carpets have been professionally cleaned, making it move-in ready while you plan your future improvements. No rental restrictions, making it an excellent option for homeowners & investors alike. 2 pets (either 2 dogs up to 15"" at the shoulder, 2 cats, or 1 dog and 1 cat). If you're looking for a quiet, welcoming community with a fantastic location & plenty of potential, this home is ready for its next chapter. Ready to take a closer look? Schedule your private showing today! (id:63159)

Values & Trends

This listing

$241/sqft

Building average

No other active listings in this building

Mission Hill average

$361/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mission Hill ElementaryElementary507 m
St James(Independent)Elementary1.4 km
Ecole Beairsto ElementaryElementary1.7 km
Alexis Park ElementaryElementary1.9 km
Clarence Fulton SecondaryElementary1.9 km
W.L. Seaton SecondarySecondary2.1 km
Ellison ElementaryElementary2.2 km
Vernon SecondaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Linear Park273 m
  • Linear Park444 m
  • Mission Hill Park479 m
  • Linear Park676 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$559.33
Total monthly cost$2,623.35
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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