Property Type: Detached HouseOwnership: Freehold

38604 NO 5 ROAD

Abbotsford, BC V3G2G3

$2,350,000

4 bed3 bath8 parking2,654 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Lot size
542,322 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,286.03 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Oil, Electric
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
8 — covered indicated
Features
Garage, Open

Listing Information

MLS®
R3127676
Listed
May 26, 2026
Time on market
On the market for 97 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: B.C. Farm & Ranch Realty Corp. · Data source: CREA DDF.

Description

Private and quiet 12.45 acre property with panoramic valley views from one of the highest points in the valley. This 2,645 sq ft home offers 4 bedrooms, 3 bathrooms, municipal water, an updated kitchen, and a spacious living room with gas fireplace and large windows to take in the view. The basement has a separate entry and is ideal for in-law/suite potential, complete with a newly built full kitchen. Outside you will find a 20' x 30' shop with power, water available, 12 foot walls, and 9 foot and 8 foot doors. Ample well water for irrigation and quality soil suitable for a variety of crops. A rare opportunity offering privacy, views, usable land, and excellent rural lifestyle potential. (id:63159)

Values & Trends

This listing

$885/sqft

Building average

No other active listings in this building

Abbotsford average

$568/sqft

451 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Abbotsford

Monthly figures from the Fraser Valley Real Estate Board for Abbotsford detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,143,000

Jul 2026

Average Sale Price

$1,087,192

Jul 2026

Monthly Sales

49

Jul 2026

Active Listings

444

Jul 2026

Sales-to-Active Ratio

11.0%

Jul 2026

Median Days to Contract

20 days

Jul 2026

MLS® HPI Benchmark Price

$1,547,000
$1,057,600
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

153,524

(2021 Census)

+8.6% since 2016

Density: 409/km²

Dwellings: 55,659

Median household income: $90,000

After-tax: $81,000

Immigrant population: 28.6%

Top countries of origin (% of total population)

  • India15.5% · 23,835
  • United Kingdom1.5% · 2,315
  • Philippines1.1% · 1,730
  • United States of America0.9% · 1,395
  • Netherlands0.6% · 890
  • Viet Nam0.6% · 880
  • Korea, South0.6% · 845
  • China0.5% · 840

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Abbotsford School Of Integrated ArtsElementary4.7 km
Auguston Traditional ElementaryElementary5.5 km
Barrowtown ElementaryElementary5.9 km
Mountain ElementaryElementary6.0 km
Prince Charles ElementaryElementary6.4 km
Semá:th Elementary SchoolElementary6.4 km
Sandy Hill ElementaryElementary6.9 km
John Calvin School(Independent)Elementary/Middle6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Abbotsford (SD34)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($470,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,880,000.00
Periodic payment — Principal & Interest (monthly)$12,129.12
Additional monthly expenses (strata, tax, utilities, etc.)$406.84
Total monthly cost$12,535.96
Interest paid over 5-yr term$538,813.40
Balance at end of term$1,691,066.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$470,000
Stress test qualifying rate8.09%
Payment you must qualify for$14,456.54

Cash Needed at Closing

Minimum down payment$470,000
Estimated BC PTT$48,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$520,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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