Property Type: Detached HouseOwnership: Freehold

3866 ROCK ISLAND Road

Nakusp, BC V0G1R1

$1,148,000

2 bed3 bath2 parking3,218 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.93 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,734.18

Interior

Basement
Full
Heating
See remarks, Geothermal
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Slate, Wood

Exterior & Lot

Exterior features
Cedar Siding
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Oversize

Room Dimensions

RoomLevelDimensions
4pc Ensuite bathSecond level
4pc BathroomBasement
Full bathroomMain level
FoyerMain level8'0'' x 10'0''
OtherBasement28'0'' x 26'0''
Laundry roomMain level9'0'' x 7'5''
OtherBasement8'0'' x 10'0''
SunroomMain level9'0'' x 21'5''
Utility roomMain level9'0'' x 7'5''
Recreation roomBasement26'1'' x 19'5''
DenMain level6'0'' x 7'0''
BedroomMain level9'0'' x 15'0''
Dining roomMain level17'0'' x 11'0''
Primary BedroomSecond level20'0'' x 26'0''
Living roomMain level11'0'' x 28'0''
KitchenMain level14'5'' x 11'0''

Listing Information

MLS®
10391809
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

LAKEFRONT LOG HOME ON THE SHORES OF THE ARROW LAKES. Welcome to your own lakeside sanctuary, where luxury meets tranquility. This home is designed to elevate your everyday living. The sleek, contemporary kitchen and spa-inspired bathrooms reflect a design that effortlessly brings the outdoors in. A standout feature is the expansive sunroom, flooded with natural light thanks to oversized windows, complete with a direct access to a BBQ and social patio area with large hot tub. The Livingroom Dining room and Kitchen are finished with light , Large Log posts and beams enhancing the high vaulted ceilings and with the West south facing floor to ceiling windows provide so much natural light and ambiance. Home is heated with Geothermal and Propane fireplace and cookstove. A beautiful vacation stay or permanent residence. There is a double attached garage. Walk out basement to the grounds and waterfront. Step outside and you’ll find unique seating areas comprised of fire pits, gazebo, upper and lower decks, dock and sandy beach area each offering a different perspective of the landscaping and lake. Wellness is front and center here. For those drawn to the lake, paddle out from your private beach. This isn’t just a home, it’s a personal escape, a functional work of art, and a rare opportunity to own a slice of Kootenay paradise (id:63159)

Values & Trends

This listing

$357/sqft

Building average

No other active listings in this building

Nakusp Rural average

$453/sqft

31 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

10°C

Humidity 97%

Wind ENE 3 km/h

Tonight

Tuesday

24°

Tuesday night

15°

Wednesday

20°

Wednesday night

12°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,589

(2021 Census)

-1% since 2016

Density: 197.6/km²

Dwellings: 831

Median household income: $64,500

After-tax: $59,200

Immigrant population: 9.1%

Top countries of origin (% of total population)

  • United States of America2.2% · 35
  • United Kingdom2.2% · 35
  • Germany0.9% · 15
  • Netherlands0.9% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Burton ElementaryElementary12.4 km
Nakusp ElementaryElementary17.2 km
Nakusp SecondarySecondary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Arrow Lakes (SD10)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$918,400.00
Periodic payment — Principal & Interest (monthly)$5,925.21
Additional monthly expenses (strata, tax, utilities, etc.)$555.52
Total monthly cost$6,480.72
Interest paid over 5-yr term$263,216.08
Balance at end of term$826,103.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,800
Stress test qualifying rate8.09%
Payment you must qualify for$8,137.19

Cash Needed at Closing

Minimum down payment$89,800
Estimated BC PTT$20,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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