Property Type: Mobile / ManufacturedOwnership: Freehold

3871 E 16 HIGHWAY

Terrace, BC V8G4L3

$315,000

5 bed3 bath1,904 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Manufactured Home/Mobile
Stories
2
Lot size
0.73 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$2,725.15 (2025)

Interior

Basement
None
Heating
Baseboard heaters, Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Bedroom 2Main level
Bedroom 3Main level
Bedroom 4Main level
Bedroom 5Lower level
Bedroom 6Lower level

Listing Information

MLS®
R3139476
Listed
June 24, 2026
Time on market
On the market for 68 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty (Terr) · Data source: CREA DDF.

Description

This property is nearly 3/4 of an acre and backs onto the mighty Skeena River, home to fantastic fishing and boating adventures. The home features a large attached workshop, and plenty of space for the family. Just minutes from downtown Terrace, this could be your dream location! or a great crew house! (id:63159)

Values & Trends

This listing

$165/sqft

Building average

No other active listings in this building

Terrace average

$250/sqft

23 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
NW Regional Trades & Training CentreSecondary1.9 km
Thornhill ElementaryElementary2.1 km
Thornhill PrimaryElementary2.2 km
Suwilaawks Community SchoolElementary4.1 km
Centennial Christian School(Independent)K-124.1 km
Parkside SecondarySecondary4.5 km
Veritas Catholic(Independent)Elementary/Middle5.0 km
des Cinq-saumonsElementary/Middle5.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Coast Mountains (SD82)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$252,000.00
Periodic payment — Principal & Interest (monthly)$1,625.82
Additional monthly expenses (strata, tax, utilities, etc.)$322.10
Total monthly cost$1,947.91
Interest paid over 5-yr term$72,223.92
Balance at end of term$226,674.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,301.13

Cash Needed at Closing

Minimum down payment$15,750
Estimated BC PTT$4,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,550

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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