Property Type: Land / LotOwnership: Freehold

3876 Holland Ave

Saanich, BC V8Z5K3

$1,099,900

0 bed0 bath8 parking
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Property Details

Property & Lot

Lot size
4.23 acres
Zoning
Agricultural

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$15.19

Interior

Fireplace
None

Exterior & Lot

View
Valley view

Parking

Total spaces
8

Listing Information

MLS®
1040479
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: Day Team Realty Ltd · Data source: CREA DDF.

Description

Build your dream home on 4.23 level acres in Saanich West only minutes to downtown Victoria, Westshore and all amenities. Enjoy rolling hills, valley views, several building sites for main house, garage and outbuilding. Rarely do properties like this come on the market. SINGLE-FAMILY CITY LOTS CAN SELL FOR A MILLION DOLLARS IN VICTORIA! Therefore, this acreage on over 4 acres is an incredible Buy! Great hobby farm or luxury estate property CITY WATER BY LOT LINE. ALR Land offering low property taxes when used as agricultural property. Excellent value in today's market, rare fine indeed. What are you waiting for, call us today. Best building site would likely be off of Holland Road at the north end of the property. Buyer to verify all information. (id:63159)

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery School(Independent)K-12966 m
Strawberry Vale ElementaryElementary967 m
Eagle View ElementaryElementary1.5 km
Ecole Marigold SchoolElementary1.5 km
Spectrum CommunitySecondary1.5 km
St Joseph's Catholic(Independent)Elementary1.7 km
View Royal ElementaryElementary1.8 km
Craigflower ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sushi K Japanese Restaurant · #135-19 Helmcken Road386 m

Cafes (2)

  • Starbucks388 m
  • Tim Hortons440 m

Grocery (1)

  • Quality Foods491 m

Parks (5+)

  • Eagle Creek Park466 m
  • Joe Baur Park554 m
  • Knockan Hill Park555 m
  • Welland Legacy Park · 1215 Stancil Lane644 m
  • Chancellor Park · 51 Chancellor Avenue691 m

Banks & ATMs (1)

  • Coastal Community Credit Union417 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (strata, tax, utilities, etc.)$1.27
Total monthly cost$5,678.21
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.30

Cash Needed at Closing

Minimum down payment$84,990
Estimated BC PTT$19,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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