Property Type: Land / LotOwnership: Freehold

3885 Swamp Road

Kelowna, BC V1W4M9

$1,250,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
12.5 acres
Frontage
1074 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$11,343

Interior

Fireplace
None

Listing Information

MLS®
10354333
Listed
August 1, 2025
Time on market
On the market for 395 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

BACK TO NATURE! Very fertile farmland that has been part of the Casorso family since the late 1800s. Here is your opportunity to create that special, one-of-a-kind property. This flat 12.5 acre site is close in and only steps away from the Mission Creek Greenway. Approximately half the land is in hay, the other half is a pristine wetland area with unlimited possibilities. Unique opprtunity to create a self sufficient living. Some of the wetland can be ditched to enhance drainage, and enhanced with boardwalks. (id:63159)

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
de l'Anse-au-sableK-121.7 km
Casorso ElementaryElementary1.7 km
Immaculata Regional High School(Independent)Secondary2.0 km
KLO Middle SchoolMiddle2.2 km
Kelowna Christian School(Independent)K-122.3 km
Dorothea Walker ElementaryElementary2.3 km
Kelowna SecondarySecondary2.6 km
Bellevue Creek ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,000.00
Periodic payment — Principal & Interest (monthly)$6,451.66
Additional monthly expenses (strata, tax, utilities, etc.)$945.25
Total monthly cost$7,396.91
Interest paid over 5-yr term$286,602.87
Balance at end of term$899,503.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,843.10

Cash Needed at Closing

Minimum down payment$100,000
Estimated BC PTT$23,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information