Property Type: Detached HouseOwnership: Freehold

3895 LAKE CREST ROAD

Lac La Hache, BC V0K1T0

$1,399,000

4 bed3 bath3,342 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,516.33 (2025)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
View
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
Eating areaMain level
Dining roomMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
OtherMain level
Bedroom 2Main level
OfficeMain level
Laundry roomMain level
Bedroom 3Lower level
Bedroom 4Lower level
Recreational, Games roomLower level
StorageLower level
Utility roomLower level
StorageLower level

Listing Information

MLS®
R3118509
Listed
May 1, 2026
Time on market
On the market for 122 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Stunning south-facing 4.41-acre waterfront estate, zoned for horses, on Lac la Hache with 550 ft of pristine shoreline, breathtaking views, all-day sun, and exceptional privacy bordering Municipal & Heritage Land on 2 sides. Custom-built by Ohlund Construction, this 3342 sqft, 4 bed, 3 bath home features a bright sunroom, cozy breakfast nook, walk-in closet & ensuite in the primary suite, plus a fully finished walk-out basement. Enjoy 2 large decks including a 30x11 entertaining deck, private boat launch, established gardens with underground water lines, plus a detached shop with overhang and new roof & newer roof on the home. This is a rare Cariboo waterfront retreat with space, privacy & direct lake access only minutes from Lac la Hache amenities. (id:63159)

Values & Trends

This listing

$419/sqft

Building average

No other active listings in this building

Lac La Hache average

$327/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary2.7 km
Mile 108 ElementaryElementary16.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$710.03
Total monthly cost$7,930.73
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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