Property Type: Condo / ApartmentOwnership: Strata

3901 32 Avenue Unit# 420

Vernon, BC V1T8M3

$279,000

2 bed1 bath1 parking862 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$530/mo
Annual property tax
$1,359

Maintenance Fee Includes

GarbageHeat

Also included: Ground Maintenance, Other, See Remarks, Sewer

Interior

Heating
Baseboard heaters, Other, Hot Water
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Other, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level7'11'' x 5'1''
OtherMain level5'10'' x 6'8''
Primary BedroomMain level16'8'' x 11'7''
BedroomMain level11'3'' x 10'7''
Living roomMain level17'1'' x 12'
KitchenMain level10'4'' x 14'6''

Listing Information

MLS®
10392012
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Private, Predictable Living in the Heart of Vernon Skip the utility bill surprises and enjoy elevated city living from the fourth floor of the Centrepoint complex. Unit #420 offers a smart, low-maintenance 2-bedroom, 1-bathroom footprint designed for effortless day-to-day living. Forget managing multiple monthly expenses, the exceptionally inclusive strata fee handles your heat, hot water, insurance, sewer, and garbage, leaving electricity as your only variable utility bill. Tucked away on the quiet, sheltered side of the building, this unit serves as a peaceful retreat away from the main road and street noise, while remaining just steps from downtown shopping, transit, and Alexis Park amenities. It perfectly balances urban convenience with cost-conscious peace of mind. The building also features practical amenities that maximize your space, including secure covered parking, a common sauna, and rentable overnight guest rooms for visiting family. It’s a functional, budget-smart launchpad for anyone looking to own a piece of the Okanagan without the stress. (id:63159)

Values & Trends

This listing

$324/sqft

Building average

$246/sqft

1 active listing(s)

Alexis Park average

$420/sqft

1 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Alexis Park ElementaryElementary1.2 km
Mission Hill ElementaryElementary1.3 km
Ecole Beairsto ElementaryElementary1.5 km
St James(Independent)Elementary1.5 km
W.L. Seaton SecondarySecondary1.7 km
Clarence Fulton SecondaryElementary2.3 km
Harwood ElementaryElementary2.4 km
Ellison ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Sprouted Fig · 3407 30th Ave788 m

Grocery (2)

  • FreshCo660 m
  • Simply Market675 m

Parks (5+)

  • Pioneer Park283 m
  • Linear Park581 m
  • Unnamed615 m
  • Linear Park699 m
  • Hidden Park · 3412 33 Avenue700 m

Shopping (4)

  • Unnamed674 m
  • Unnamed715 m
  • Unnamed758 m
  • Pinnacle General Surgery Clinic783 m

Pharmacies (1)

  • Shoppers Drug Mart718 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,200.00
Periodic payment — Principal & Interest (monthly)$1,440.01
Additional monthly expenses (strata, tax, utilities, etc.)$685.97
Total monthly cost$2,125.98
Interest paid over 5-yr term$63,969.76
Balance at end of term$200,769.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,038.14

Cash Needed at Closing

Minimum down payment$13,950
Estimated BC PTT$3,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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