Property Type: Detached HouseOwnership: Freehold

3910 Saltair Rd

Ladysmith, BC V9G2A7

$450,000

2 bed1 bath4 parking1,116 sqftBuilt 1948
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Property Details

Property & Lot

Sub-type
House
Lot size
14,939 square feet
Zoning
Residential

R-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,145.17

Interior

Heating
Forced air, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

Lot features
Level lot, Other

Building

Parcel ID (PID)
004-007-361

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level9'1 x 5'3
Living roomMain level15'11
Dining roomMain level8'1 x 12'6
BedroomMain level9'1 x 9'3
Primary BedroomMain level13'9 x 15'5
KitchenMain level14'1 x 16'1
SunroomMain level9'1 x 11'2

Listing Information

MLS®
1047564
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Welcome to this charming 1 bed plus den, 1-bathroom rancher tucked away in a quiet neighbourhood on a no-through road in Sunny Saltair. Set on a level lot with well-established landscaping, this older home is ready for updates and your personal touches. Inside, you’ll find a spacious kitchen and a comfortable, functional layout. Outside, enjoy a single carport, covered back patio, and a private yard with storage sheds and plenty of room to garden or relax. The convenient location puts coffee shops and hiking trails nearby, while both Coronation Mall and Chemainus Village Square are approximately 7 minutes away. A great opportunity for first-time buyers, downsizers, or anyone looking for a project in a great location. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Ladysmith average

$550/sqft

69 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary3.5 km
Chemainus SecondaryK-124.1 km
Stz'uminus Senior Secondary(Independent)Secondary4.6 km
Ladysmith PrimaryElementary5.9 km
Ladysmith SecondarySecondary6.2 km
Ladysmith IntermediateElementary6.3 km
Thetis Island ElementaryElementary8.1 km
North Oyster ElementaryElementary11.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Coffee Shack · 10862 Chemainus Road381 m

Parks (2)

  • Clifcoe Extension261 m
  • Saltair Centennial Park660 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (strata, tax, utilities, etc.)$318.10
Total monthly cost$2,640.70
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,287.33

Cash Needed at Closing

Minimum down payment$22,500
Estimated BC PTT$7,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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