Property Type: Detached HouseOwnership: Freehold

3922 Beach Avenue

Peachland, BC V0H1X1

$1,195,000

1 bed1 bath6 parking456 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,226.5

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Vinyl

Exterior & Lot

Exterior features
Cedar Siding
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Foundation
Block
Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — uncovered indicated
Features
Stall, Breezeway, Rear, RV, Street, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Dining roomMain level4'10'' x 13'2''
4pc BathroomMain level4'11'' x 9'5''
Primary BedroomMain level9'9'' x 9'10''
Living roomMain level6'11'' x 13'2''
KitchenMain level5'7'' x 13'2''

Listing Information

MLS®
10393220
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Rare opportunity to own a truly unique property in the highly sought-after Beach Avenue area! This charming, rustic 1-bedroom, 1-bath cabin has been meticulously maintained and offers year-round enjoyment on a generous flat lot with only the road separating you from beautiful Okanagan Lake. Whether you're looking for a cozy lakeside retreat, a vacation getaway, or the perfect location to build your dream home, this property offers endless potential. Sellers purchased privately in August 2024 for $1,100,000. The grounds have been thoughtfully cared for with landscaping fabric throughout, xeriscape, a brand-new perimeter fence, mature apple and cherry trees, raised planter boxes, a gazebo with patio, and picnic tables to enjoy outdoor living. The property is roughed in for irrigation and features a fully serviced 50-amp RV pad, making it ideal for guests or additional recreational use. A FireSmart inspection was completed in the summer of 2024 for added peace of mind. The roof and panel were recently inspected, and the hot water tank was replaced in 2018. Enjoy the Okanagan lifestyle with the beach just steps away, along with a nearby boat launch and convenient access to grocery stores, shopping, restaurants, and entertainment. A rare offering in an exceptional location, don't miss your chance to make this special Beach Avenue property your own! (id:63159)

Values & Trends

This listing

$2,621/sqft

Building average

No other active listings in this building

Peachland average

$475/sqft

66 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary651 m
Glenrosa Middle SchoolMiddle6.5 km
Webber Road ElementaryElementary6.6 km
Glenrosa ElementaryElementary7.1 km
Our Lady of Lourdes(Independent)Elementary/Middle7.2 km
Helen Gorman ElementaryElementary7.2 km
Shannon Lake ElementaryElementary10.1 km
Sensisyusten House of Learning(Independent)Elementary10.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • IGA587 m

Parks (4)

  • Harold's Walkway430 m
  • Unnamed463 m
  • Chevalier Park589 m
  • Unnamed768 m

Shopping (1)

  • Unnamed627 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,000.00
Periodic payment — Principal & Interest (monthly)$6,167.79
Additional monthly expenses (strata, tax, utilities, etc.)$375.21
Total monthly cost$6,543.00
Interest paid over 5-yr term$273,992.35
Balance at end of term$859,925.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,462.46

Cash Needed at Closing

Minimum down payment$94,500
Estimated BC PTT$21,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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