Property Type: DuplexOwnership: Strata

394 Chardonnay Avenue

Oliver, BC V0H1T4

$629,000

3 bed3 bath2 parking1,672 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$3,100

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level7'7'' x 10'1''
Full bathroomMain level6'10'' x 7'
DenMain level6'11'' x 8'6''
4pc BathroomSecond level6'2'' x 7'2''
BedroomMain level11'1'' x 11'2''
Recreation roomMain level9'11'' x 11'3''
KitchenMain level11'8'' x 13'
BedroomSecond level11'3'' x 12'5''
3pc Ensuite bathSecond level4'11'' x 8'1''
Primary BedroomSecond level10'6'' x 12'11''
Living roomSecond level14' x 17'5''
Dining roomSecond level6'5'' x 10'10''
KitchenSecond level14' x 15'1''

Listing Information

MLS®
10374346
Listed
January 31, 2026
Time on market
On the market for 212 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Exquisitely crafted 3 BEDROOM + DEN, 3 BATH half-duplex with suite potential has a fantastic floor plan that combines versatility with modern comfort. NO STRATA FEES! The ground floor contains 1 bedroom plus a den, full bathroom, laundry & a large wet bar that could be converted into a 2nd kitchen. Separate entrance makes it ideal for an in-law suite or mortgage helper. Upstairs discover an open concept floor plan with 2 bedrooms, 10-ft ceilings & amazing mountain views! Gourmet kitchen with high-end stainless steel appliances & gas range (all with 2-year warranty), quartz countertops, kitchen island, modern lighting & cabinets made of real wood! Beautifully designed, spacious living area with built-in wall accents. Large windows provide tons of natural light, with sliders off the living room onto a north facing balcony, a cooler option during the hot Okanagan summer. Primary suite has a walk-in closet, 3-pce ensuite with large tiled walk-in shower & a balcony to enjoy the sunshine & beautiful south-facing views. Another bedroom & full 4-pce bath complete this level. The exterior offers a private concrete patio in the north facing back yard, tasteful landscaping & U/G irrigation. Attached single car garage with EV charging rough-in. 10-year home warranty for peace of mind. FIRST-TIME HOMEBUYERS, you are GST EXEMPT! Excellent location near the lake, walking trails, golf, recreation, wineries & more! GST applicable. Book your private showing today! (id:63159)

Values & Trends

This listing

$376/sqft

Building average

No other active listings in this building

Oliver average

$373/sqft

8 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oliver ElementaryElementary1.8 km
Tuc-el-Nuit ElementaryElementary1.8 km
Southern Okanagan SecondarySecondary1.9 km
Southern Okanagan AltSecondary1.9 km
Senpaq'cin School(Independent)Elementary2.5 km
Cawston Primary SchoolElementary15.9 km
Okanagan Falls ElementaryElementary16.2 km
Osoyoos ElementaryElementary19.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$342.33
Total monthly cost$3,588.81
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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