Property Type: Mobile / ManufacturedOwnership: Freehold

3940 Highway 3

Rock Creek, BC V0H1Y0

$850,000

3 bed2 bath1,075 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
7.4 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$907.14

Interior

Heating
Electric
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

View
Mountain view, River view

Building

Roof
Vinyl Shingles, Unknown

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomMain level
Full bathroomMain level5'3'' x 9'4''
BedroomMain level8'6'' x 12'8''
BedroomMain level9'5'' x 12'8''
Living roomMain level10' x 15'8''
KitchenMain level7'4'' x 15'8''
Primary BedroomMain level12'2'' x 15'8''

Listing Information

MLS®
10388020
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corporation · Data source: CREA DDF.

Description

7.424-acre ALR farm with river views, irrigation rights, a 2021 modular home, plus a 1950 farmhouse with renovation potential. Gently sloped, highly usable land just minutes from Rock Creek with easy Hwy 3 access – ideal for farming, multi-family living, or a mortgage helper. (id:63159)

Values & Trends

This listing

$791/sqft

Building average

No other active listings in this building

Rock Crk. & Area average

$92/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary6.5 km
Boundary Central SecondarySecondary22.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$680,000.00
Periodic payment — Principal & Interest (monthly)$4,387.13
Additional monthly expenses (strata, tax, utilities, etc.)$129.60
Total monthly cost$4,516.72
Interest paid over 5-yr term$194,889.95
Balance at end of term$611,662.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.82

Cash Needed at Closing

Minimum down payment$60,000
Estimated BC PTT$15,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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