Property Type: TownhouseOwnership: Strata

3948 Finnerty Road Unit# 132

Penticton, BC V2A8P8

$619,000

3 bed3.5 bath1 parking1,294 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$310/mo
Annual property tax
$3,277.46

Maintenance Fee Includes

Water

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomSecond level4'10'' x 10'
4pc BathroomMain level4'10'' x 8'1''
BedroomSecond level9'4'' x 9'
BedroomSecond level12'5'' x 11'7''
Primary BedroomSecond level11'10'' x 15'9''
Partial bathroomMain level5'2'' x 4'3''
Dining roomMain level8'3'' x 8'6''
Living roomMain level16'3'' x 10'8''
KitchenMain level16'3'' x 10'8''

Listing Information

MLS®
10385068
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

A rare opportunity in Skaha Benches to own a completely renovated 3 bedroom, 3 bathroom end uint townhome. Updates include an open concept designer kitchen, stainless steel appliances and new bathrooms fixtures and lighting. Beautiful lake views from the primary bedroom that features a bay window, 3 piece ensuite and double wide closet. Wonderfully private, fenced yard area and 2 entertainment patios, a single car garage, crawl space for storage and a well run strata complex with lower strata fees of $310 per month. All ages welcome and pets on approval. Complex offers a fantastic club house with fitness room and outdoor entertainment area and is situated a short walk to Skaha Lake! (id:63159)

Values & Trends

This listing

$478/sqft

Building average

No other active listings in this building

Main South average

$352/sqft

23 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary1.5 km
Wiltse ElementaryElementary2.6 km
Holy Cross School(Independent)Elementary/Middle4.1 km
Columbia ElementaryElementary4.4 km
Penticton Christian School(Independent)K-124.5 km
Entre-lacsElementary/Middle4.7 km
Penticton SecondarySecondary4.8 km
Secondaire de PentictonSecondary4.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Skaha Lake Park558 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($36,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$495,200.00
Periodic payment — Principal & Interest (monthly)$3,194.86
Additional monthly expenses (strata, tax, utilities, etc.)$648.40
Total monthly cost$3,843.26
Interest paid over 5-yr term$141,925.74
Balance at end of term$445,434.00

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,476.15

Cash Needed at Closing

Minimum down payment$36,900
Estimated BC PTT$10,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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