Property Type: OtherOwnership: Freehold

395 A 96 Street

Oliver, BC V0H1V0

$899,900

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
4.8 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$2,371.32

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, River view, Valley view
Waterfront
Waterfront on creek
Lot features
Level lot, Private setting, Treed, Irregular lot size
Fencing
Fence, Cross fenced

Building

Water source
Well
Sewer
No sewage system
Utilities
Water, Electricity
Parcel ID (PID)
011-383-003

Listing Information

MLS®
10394233
Listed
July 9, 2026
Time on market
On the market for 65 days
Data last synced
September 13, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Water borders three sides of this nearly 5-acre AG1 property, where the original Oxbows continue to follow their natural meandering course through one of the South Okanagan’s most distinctive landscapes. Flat, fenced, and cross-fenced, the land has remained largely in its natural state in an area where many surrounding parcels have been developed as orchards or vineyards. Mature trees, resident wildlife, and generous separation from neighbouring homes create a setting that feels remarkably secluded while remaining less than five minutes from Highway 97. Access is via Road 20 and Aspen Street, approximately 15 minutes from both Oliver and Osoyoos, passing Kismet Estate Winery. Water is supplied by a drilled well, hydro is available at the property line, and an existing 2,300 sq ft off-grid auxiliary building is already in place. Zoned AG1 under the Regional District of Okanagan-Similkameen, the property permits a range of agricultural and accessory uses consistent with the bylaw, including opportunities for pasture or other agricultural uses, subject to buyer verification. Buyers should confirm their intended use directly with RDOS Planning. A distinctive South Okanagan acreage where the landscape has remained largely unchanged, offering riverfront surroundings, natural beauty, and convenient access to Oliver, Osoyoos, and Highway 97. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Oliver average

$619/sqft

36 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

22°C

Humidity 32%

Wind NW 11 km/h

Tonight

11°

Sunday

20°

Sunday night

Monday

23°

Monday night

11°

Tuesday

20°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary9.1 km
Southern Okanagan SecondarySecondary9.1 km
Southern Okanagan AltSecondary9.1 km
Senpaq'cin School(Independent)Elementary9.2 km
Oliver ElementaryElementary9.2 km
Osoyoos ElementaryElementary10.3 km
Osoyoos SecondarySecondary10.3 km
Cawston Primary SchoolElementary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$197.61
Total monthly cost$4,842.29
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information