Property Type: OtherOwnership: Freehold

3969 95 Highway

Golden, BC V0A1L0

$500,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
132.6 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$63.32

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Listing Information

MLS®
10397661
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

An incredible opportunity to own a remarkable 132 acre property with easy access anywhere to the 26 acres of gently sloping, cleared and fenced grassland. The property also includes approximately 4 acres of dry riverfront land that borders a 100+ acre portion of the world-famous Columbia River Wetlands. Eagles, ospreys, otters and countless other birds and wildlife can be found right here on the property. Enjoy amazing mountain, valley and wetland views from just about everywhere. Billboard rentals along Highway 95, hay harvested and pasture provide income while helping keep the fields maintained. The property’s farm status also helps keep the property taxes incredibly low. There is no drilled well but. a marshy area near the SW corner of the farm land portion may offer a reliable water source. Located in Parson, once a thriving sawmill town, the area is re-emerging as a recreation-based community. It offers regular events at the community hall, great food and groceries at the General Store, and a recreation area with a playground, baseball diamond and skating rink / tennis court. You’ll also be surrounded by year-round recreation, including boating, lake and river fishing, camping, hiking, biking, ATVing, snowmobiling and more. A recent appraisal supports the $500,000 list price. Take a look through the attached maps and media links to get a better feel for this one-of-a-kind property and everything it has to offer. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

South Hwy 95 average

$181/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

11°C

Mostly Cloudy

Humidity 100%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$400,000.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$5.28
Total monthly cost$2,585.94
Interest paid over 5-yr term$114,641.15
Balance at end of term$359,801.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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