Property Type: Detached HouseOwnership: Freehold

3981 DOBBIE STREET

Terrace, BC V8G3M6

$625,000

2 bed2 bath2,297 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
16,552 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,532.48 (2026)

Interior

Basement
Unfinished, Full
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Log

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open, Other

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
PantryMain level
Bedroom 2Above
Laundry roomBasement
WorkshopBasement
Bedroom 3Basement

Listing Information

MLS®
R3158035
Listed
August 22, 2026
Time on market
On the market for 9 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Coast Mountains · Data source: CREA DDF.

Description

It's not everyday you find a home that's both grand and cozy at the same time! This 2012 log home offers a beautiful open living space with high vaulted living room ceilings, a pellet stove, large functional kitchen plus pantry. The wonderfully rustic staircase leads you to the loft where you'll find a huge primary bedroom with ensuite & private deck. The basement provides ample space for storage, utilities, laundry and workshop space. It also boasts an exterior door. The yard in bloom is a sight! With the wrap around deck and lovely wooden boardwalk the foliage & flowers make for a stunning oasis. There is a large partially enclosed deck with hot tub, garden sheds, a rustic guest cabin along with two large shelters (20'x20' and 20'x40') for all your outdoor storage needs. (id:63159)

Values & Trends

This listing

$272/sqft

Building average

No other active listings in this building

Terrace average

$341/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
NW Regional Trades & Training CentreSecondary2.2 km
Thornhill ElementaryElementary2.4 km
Thornhill PrimaryElementary2.4 km
Suwilaawks Community SchoolElementary4.7 km
Centennial Christian School(Independent)K-124.7 km
Parkside SecondarySecondary5.1 km
Veritas Catholic(Independent)Elementary/Middle5.6 km
des Cinq-saumonsElementary/Middle5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (strata, tax, utilities, etc.)$492.71
Total monthly cost$3,718.54
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,517.67

Cash Needed at Closing

Minimum down payment$37,500
Estimated BC PTT$10,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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