Property Type: Detached HouseOwnership: Freehold

3981 Eagle Bay Road

Eagle Bay, BC V0E1T0

$1,499,000

2 bed2 bath6 parking1,007 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,531.02

Interior

Basement
Cellar
Heating
Baseboard heaters, Stove, Electric, Wood
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Tile, Vinyl

Exterior & Lot

Exterior features
Wood, Other
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Metal, Unknown

Parking

Total spaces
6 — uncovered indicated
Features
RV

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecondary Dwelling Unit9'2'' x 10'10''
Full bathroomMain level9'2'' x 3'
Living roomSecondary Dwelling Unit9'2'' x 10'10''
Unfinished RoomBasement26'9'' x 22'2''
Full bathroomMain level6'3'' x 11'3''
Living roomMain level12' x 11'8''
KitchenMain level11'8'' x 6'4''
LoftSecond level12'8'' x 7'7''
BedroomMain level10'9'' x 8'
Primary BedroomMain level15' x 11'4''

Listing Information

MLS®
10388170
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 28, 2026

Listing provided by: Real Broker · Data source: CREA DDF.

Description

The magic of the Shuswap awaits. Renovated in 2020, this year-round waterfront retreat blends lake life with modern comfort. The 2-bed/1-bath + loft (sleeps 10) main cabin & separate 1-bed/1-bath guest cabin (sleeps 5) offer space for family & friends, while the covered deck, gazebo, fire pit, legal buoy, and legal dock with updated ThruFlow decking create the ultimate outdoor entertaining space. Inside features vinyl plank flooring, a brand new freestanding wood fireplace (never used), knotty alder doors, cedar trim, custom stone/tile shower, bamboo countertops & stainless steel appliances. Upgrades include PEX plumbing, 5-step water purification system, upgraded windows & doors, Hardie board & stone siding, 200 amp panel, hot water tank (2020), RV pad w/30 amp service, water & septic hookups, high-speed Telus internet with cell booster & recently serviced septic. Just a short boat ride to Anglemont Marina, Copper Island & secret cliff jumps, plus 3 minutes to Eagle Bay Mercantile & pickleball courts. Blind Bay Grocer and restaurants just 15 minutes away, Salmon Arm is 30 minutes and Sorrento just 20. This turn-key waterfront property is ready for unforgettable summers, just bring the boat. (id:63159)

Values & Trends

This listing

$1,489/sqft

Building average

No other active listings in this building

Eagle Bay average

$456/sqft

15 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle5.9 km
Carlin Elementary MiddleElementary/Middle12.4 km
Sorrento ElementaryElementary15.4 km
North Canoe ElementaryElementary20.4 km
Shuswap SDA(Independent)Elementary/Middle20.6 km
Eagle River SecondaryK-1222.8 km
Parkview Elementary SchoolElementary23.2 km
Salmon Arm SecondarySecondary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$344.25
Total monthly cost$8,081.08
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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