Property Type: Detached HouseOwnership: Freehold

3982 McGiverin Road

Fernie, BC V0B1M4

$2,450,000

8 bed10 full, 3 half bath3 parking7,342 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,049.61

Interior

Basement
Full
Heating
Forced air, In Floor Heating, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding, Metal, Other
View
Mountain view, River view, Valley view, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomAdditional Accommodation27'11'' x 16'10''
Partial bathroomSecond level
Full ensuite bathroomSecond level
BedroomAdditional Accommodation12' x 10'4''
Primary BedroomAdditional Accommodation13'6'' x 18'
StorageBasement6'10'' x 4'3''
StorageBasement10'11'' x 13'
BedroomBasement10'11'' x 11'
Laundry roomBasement10'9'' x 25'6''
Full bathroomBasement
OtherBasement11'11'' x 11'11''
Recreation roomBasement22'2'' x 12'8''
Mud roomMain level30'7'' x 10'3''
Full ensuite bathroomMain level
BedroomMain level11'7'' x 15'8''
FoyerMain level11'2'' x 23'2''
Partial bathroomMain level
Full ensuite bathroomMain level
BedroomMain level11'3'' x 18'7''
Full ensuite bathroomMain level
BedroomMain level11' x 15'4''
Full ensuite bathroomMain level
BedroomMain level12'2'' x 21'
Dining roomMain level16'9'' x 10'1''
Living roomMain level25'9'' x 23'9''
Family roomMain level22'5'' x 12'11''
Full ensuite bathroomSecond level
Primary BedroomSecond level23'9'' x 23'2''
Partial bathroomSecond level
Living roomSecond level12'6'' x 13'9''
Family roomSecond level23'6'' x 22'3''
Dining roomSecond level12'6'' x 34'1''
KitchenSecond level10'6'' x 20'

Listing Information

MLS®
10375535
Listed
February 11, 2026
Time on market
On the market for 201 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

Set on a private 1.2-acre parcel and steps from the river, this exceptional property offers over 7,000 sq ft of living space in a peaceful, secluded setting with incredible mountain, Elk River, and ski hill views. The home features in-floor heating on the second floor, a cozy wood stove, stainless steel appliances, and a heated triple car garage. Designed for comfort and privacy, the home includes five bedrooms, each with its own ensuite, plus two additional powder rooms and a full bath in the basement. Highlights include a custom glass floating staircase, leather granite kitchen island, and custom wardrobe closets. A suite above the garage is drywalled and ready for your personal touches, and with some elements still unfinished, it can also be a two-family home with the ability to generate income from the suite. Call today to view this amazing property and for more information! (id:63159)

Values & Trends

This listing

$334/sqft

Building average

No other active listings in this building

Elk Valley Rural average

$662/sqft

3 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

6,320

(2021 Census)

+17.1% since 2016

Density: 418.3/km²

Dwellings: 3,256

Median household income: $107,000

After-tax: $92,000

Immigrant population: 13.8%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 275
  • United States of America1.3% · 80
  • Germany0.8% · 50
  • Italy0.6% · 40
  • France0.6% · 35
  • Philippines0.5% · 30
  • Russian Federation0.2% · 15
  • Hong Kong0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sophie-MorigeauElementary1.7 km
The Fernie Academy(Independent)K-123.0 km
Isabella Dicken ElementaryElementary3.9 km
Fernie SecondaryK-124.3 km
Jaffray Elem-Jr SecondaryElementary/Middle20.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($490,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,960,000.00
Periodic payment — Principal & Interest (monthly)$12,645.25
Additional monthly expenses (strata, tax, utilities, etc.)$787.80
Total monthly cost$13,433.06
Interest paid over 5-yr term$561,741.63
Balance at end of term$1,763,026.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$490,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,071.71

Cash Needed at Closing

Minimum down payment$490,000
Estimated BC PTT$51,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$543,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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