Property Type: Detached HouseOwnership: Freehold

3987 Yellowhead Highway

Kamloops, BC V2H1K6

$449,900

2 bed1 bath4 parking974 sqftBuilt 1961
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,597

Interior

Heating
See remarks
Cooling / A/C
Wall unit
Fireplace
None

Building

Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
009-868-224

Parking

Total spaces
4 — covered indicated
Features
Carport, RV, Oversize

Room Dimensions

RoomLevelDimensions
Utility roomLower level10'11'' x 22'4''
OtherLower level5'7'' x 7'10''
DenLower level7'10'' x 16'6''
Laundry roomMain level8'10'' x 13'8''
Family roomMain level16'11'' x 9'10''
BedroomMain level7'8'' x 10'9''
Primary BedroomMain level9'11'' x 9'10''
Living roomMain level12'3'' x 10'9''
4pc BathroomMain level
KitchenMain level13'2'' x 11'6''

Listing Information

MLS®
10394348
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 31, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

New listing in the friendly community of Rayleigh! This charming 2 bdrm plus den home is an excellent opportunity for first-time home buyers, or anyone looking for an affordable place to call home. and build equity over time. New electrical upgrade this year to 200 amp service. Brand new hot water tank! Lots of parking with plenty of room for multiple vehicles, an RV, trailer, or recreational toys. Located in the welcoming community of Rayleigh, you'll enjoy the best of small-town living while being just a short drive from Kamloops. Rayleigh is known for its family-friendly atmosphere. Residents enjoy nearby hiking and biking trails, the North Thompson River, local parks, an elementary school, and a strong sense of community. The Rayleigh Community Centre serves as the heart of the neighbourhood, hosting local events, family activities, and community gatherings throughout the year. Just a 10 to 15 minute drive to downtown Kamloops. Quick possession possible! (id:63159)

Values & Trends

This listing

$462/sqft

Building average

No other active listings in this building

Rayleigh average

$346/sqft

9 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rayleigh ElementaryElementary1.2 km
Westsyde ElementaryElementary2.2 km
Westsyde SecondarySecondary2.9 km
David Thompson ElementaryElementary3.3 km
Arthur Stevenson ElementaryElementary4.0 km
Collines-d'orElementary5.3 km
Westmount ElementaryElementary8.1 km
Heffley Creek ElementaryElementary8.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (strata, tax, utilities, etc.)$265.42
Total monthly cost$2,587.50
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,286.59

Cash Needed at Closing

Minimum down payment$22,495
Estimated BC PTT$6,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information