Property Type: Detached HouseOwnership: Freehold

3988 S CARIBOO 97 HIGHWAY

Lac La Hache, BC V0K1T0

$499,900

7 bed4 bath3,490 sqftBuilt 1980
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,664.55 (2025)

Interior

Basement
None
Heating
Radiant/Infra-red Heat, Natural gas, Wood
Fireplace
None

Building

Foundation
Concrete Slab
Roof
Metal, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
FoyerMain level
KitchenMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Living roomMain level
Bedroom 4Main level
Bedroom 5Main level
KitchenMain level
FoyerMain level
Bedroom 6Main level
Additional bedroomMain level
Flex SpaceMain level
FoyerMain level

Listing Information

MLS®
R3106557
Listed
April 2, 2026
Time on market
On the market for 151 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Opportunity knocks! What once was a restaurant with living space attached has been transformed into a duplex style home with one 3 bedroom space and a second 4 bedroom space. Great opportunity to live in one half and rent out the other - or bring extended family! Zoning still allows commercial opportunities as well so bring your ideas and reach out today! (id:63159)

Values & Trends

This listing

$143/sqft

Building average

No other active listings in this building

Lac La Hache average

$341/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary520 m
Mile 108 ElementaryElementary14.0 km
100 Mile House ElementaryElementary22.6 km
PSO Outback StorefrontSecondary22.8 km
Peter Skene Ogden SecondarySecondary23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Q Brew Coffee Bar · 3979 Cariboo Highway137 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$313.71
Total monthly cost$2,893.86
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information