Property Type: Detached HouseOwnership: Freehold

3991 Desert Pines Avenue

Peachland, BC V0H1X2

$834,900

3 bed3.5 bath1 parking2,330 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,656

Interior

Basement
Full, Remodeled Basement
Heating
Baseboard heaters, Electric, See remarks
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Other, Ceramic Tile, Bamboo

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
OtherMain level13'3'' x 11'1''
KitchenSecondary Dwelling Unit9'1'' x 8'3''
Partial bathroomSecondary Dwelling Unit3'10'' x 5'4''
Living roomSecondary Dwelling Unit13'6'' x 16'10''
BedroomBasement13'1'' x 11'4''
BedroomBasement10'2'' x 9'1''
Full bathroomBasement10'2'' x 8'6''
Recreation roomBasement13'1'' x 21'3''
OtherMain level10'2'' x 6'9''
4pc Ensuite bathMain level7'9'' x 11'2''
Primary BedroomMain level13'6'' x 11'6''
Partial bathroomMain level5'7'' x 5'5''
Dining roomMain level11'0'' x 12'0''
Living roomMain level13'0'' x 16'0''
KitchenMain level9'7'' x 13'10''

Listing Information

MLS®
10391165
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Rennie & Associates Realty Ltd. · Data source: CREA DDF.

Description

RENOVATED. DETACHED CABIN. VIEW. | There's a particular kind of stillness that only exists by the water: slower mornings, longer evenings, the quiet sense that nothing important is happening anywhere else. This Peachland home was renovated around that idea. Set on a corner lot with a view of Okanagan Lake, the three-bedroom residence has been thoughtfully reimagined by its current owners, with whitewashed cedar ceilings, a resurfaced fireplace, and a fully redesigned kitchen anchored by a wine fridge and a carefully edited palette of finishes that carries through the main floor. The ensuite opens into a walk-in rain shower; the lower bath is warmed by heated floors. Outside, a 180-degree wraparound deck, professionally sealed with a zero-seam finish, frames the main living area in lake and mountain views, while a second private deck extends off the primary bedroom. A detached cabin sits on the property, beautifully finished with heat, air conditioning, a kitchenette, and its own deck with an outdoor shower, built as a creative workspace, a quiet office, or a three-season space to host friends on a summer evening. The grounds are finished with hardscape landscaping, a new retaining wall, landscape lighting, and outdoor dining space, with dedicated room for a boat and RV. A home for buyers drawn to design, lake views, and a quieter rhythm, one of the more thoughtfully assembled properties currently available in Peachland. (id:63159)

Values & Trends

This listing

$358/sqft

Building average

No other active listings in this building

Peachland average

$510/sqft

66 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary390 m
Glenrosa Middle SchoolMiddle6.6 km
Webber Road ElementaryElementary6.7 km
Glenrosa ElementaryElementary7.2 km
Helen Gorman ElementaryElementary7.3 km
Our Lady of Lourdes(Independent)Elementary/Middle7.4 km
Shannon Lake ElementaryElementary10.3 km
Sensisyusten House of Learning(Independent)Elementary10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • IGA333 m

Parks (4)

  • Harold's Walkway285 m
  • Unnamed386 m
  • Chevalier Park489 m
  • Unnamed529 m

Shopping (1)

  • Unnamed372 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($58,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$667,920.00
Periodic payment — Principal & Interest (monthly)$4,309.19
Additional monthly expenses (strata, tax, utilities, etc.)$421.67
Total monthly cost$4,730.86
Interest paid over 5-yr term$191,427.79
Balance at end of term$600,796.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$58,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,970.32

Cash Needed at Closing

Minimum down payment$58,490
Estimated BC PTT$14,698
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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