Property Type: Condo / ApartmentOwnership: Strata

4 4375 Kelsey Rd

Bowser, BC V0R1G0

$519,900

2 bed1 bath2 parking540 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Zoning
Multi-Family

CM5M

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$117/mo
Annual property tax
$1,754

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level9'4 x 8'9
Primary BedroomMain level9'4 x 8'10
Living roomMain level11'7 x 15'0
KitchenMain level11'7 x 8'0

Listing Information

MLS®
1044835
Listed
August 2, 2026
Time on market
On the market for 30 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (PK) · Data source: CREA DDF.

Description

Oceanview Cottage at Seacroft Resort! This cozy 2 bedroom vacation cottage allows short term rentals and offers stunning views just steps from the beach, and is a dream spot for fishing, kayaking, and outdoor adventures. Enjoy easy access to the nearby marina and the resort’s boat launch for all your boating adventures. The home features large windows, an inviting woodstove, and a generous front porch and deck for relaxing and dining. Residents benefit from a shared storage facility, firepit by the ocean, and a stunning beachfront perfect for swims and strolls. Whether you’re looking for a personal getaway or an income-generating vacation property, this oceanfront gem delivers both! Located mid-island, Bowser is a friendly community offering year-round recreation incl. golfing, fishing, hiking and more. Minutes from shops & amenities, yet nestled in a serene setting, this cottage offers the ultimate Vancouver Island escape. Seacroft cottages are rarely available, so don’t miss your chance to experience it yourself. (id:63159)

Values & Trends

This listing

$963/sqft

Building average

No other active listings in this building

Bowser/Deep Bay average

$538/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Qualicum Beach

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bowser ElementaryElementary2.3 km
Hornby Island ElementaryElementary10.8 km
Beachcombers Academy(Independent)Elementary13.9 km
Denman Island Community SchoolElementary15.3 km
Qualicum Beach ElementaryElementary17.2 km
Arrowsmith Independent School(Independent)Elementary19.3 km
Kwalikum SecondarySecondary19.8 km
John Howitt ElementaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Bean Counter362 m
  • Footless Rooster371 m

Grocery (1)

  • Tomm's Food Village · 6990 West Island Highway318 m

Parks (3)

  • Kelsey Road Community Park · 4370 Kelsey Road115 m
  • Henry Morgan Community Park · 95 Henry Morgan Drive502 m
  • Wildwood Place Community Park788 m

Pharmacies (1)

  • Mint Pharmacy394 m

Banks & ATMs (1)

  • First Credit Union · 101-6996 West Island Highway344 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (strata, tax, utilities, etc.)$290.17
Total monthly cost$2,973.54
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,790.31

Cash Needed at Closing

Minimum down payment$26,990
Estimated BC PTT$8,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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