Property Type: TownhouseOwnership: Strata

4 524 Rosehill St

Nanaimo, BC V9S1E6

$389,900

3 bed1 bath1 parking1,040 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Zoning
Multi-Family

R8

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$486/mo
Annual property tax
$2,281.5

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

View
Mountain view
Lot features
Central location, Other, Marine Oriented

Building

Parcel ID (PID)
000-258-237

Parking

Total spaces
1 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level10'6 x 2'9
KitchenMain level19'3 x 8'7
EntranceMain level3'9 x 12'2
Living roomMain level11'8 x 14'2
Dining roomMain level11'8 x 7'5
BedroomMain level8'6 x 10'0
BedroomMain level8'6 x 12'0
BathroomMain level7'2 x 7'7
Primary BedroomMain level10'4 x 12'0

Listing Information

MLS®
1046532
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 30, 2026

Listing provided by: Oakwyn Realty Ltd. (NA) · Data source: CREA DDF.

Description

Ideal Central Nanaimo townhome. This 3-bedroom upper-level home is just moments from the downtown waterfront and amenities. The bright, open floorplan features a spacious living and dining area with tall windows that bring in plenty of natural light, plus a cozy wood-burning fireplace. With 3 bedrooms, including a generous primary with walk-in closet, access to the 4-piece bath, and a private balcony, there’s room here for your family as well as home office space, plus convenient in-unit laundry. 2021 upgrades include a redesigned kitchen with new cabinets, appliances, and island, plus new laminate and tile flooring and fresh paint throughout. Close to Bowen and Maffeo Sutton Parks, and walking distance to Brechin Elementary School, shopping, Harbourfront Walkway, restaurants, and bus service. Possession negotiable. (id:63159)

Values & Trends

This listing

$375/sqft

Building average

No other active listings in this building

Central Nanaimo average

$391/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brechin ElementaryElementary319 m
Pauline Haarer ElementaryElementary1.0 km
Fairview ElementaryElementary1.1 km
Career Technical CentreSecondary1.4 km
Discover Montessori School(Independent)Elementary/Middle1.4 km
OceaneElementary1.6 km
Nanaimo District SecondarySecondary1.8 km
Secondaire de NanaimoSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Danpung Momiji 310 · 505 Terminal Avenue North292 m
  • Real Meals Nanaimo · 621 Townsite Road342 m
  • Carbone Pizzeria · 215 Terminal Avenue North357 m
  • White Spot519 m
  • Manvirros Indian Grill · 1045 Terminal Avenue North569 m

Parks (5+)

  • Townsite Triangle Park333 m
  • Caledonia Park · 110 Wall Street338 m
  • Millstone Park I · 301 Millstone Avenue387 m
  • Millstone Park II · 680 Riverside Drive499 m
  • Barsby Park521 m

Banks & ATMs (1)

  • Instacoin ATM350 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (strata, tax, utilities, etc.)$727.68
Total monthly cost$2,740.08
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,848.28

Cash Needed at Closing

Minimum down payment$19,495
Estimated BC PTT$5,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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