Property Type: Land / LotOwnership: Freehold

40 Stoney Road

Ashton Creek, BC V0E1V5

$395,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
12.39 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$855.17

Interior

Fireplace
None

Listing Information

MLS®
10367303
Listed
November 3, 2025
Time on market
On the market for 301 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Uncover the hidden gem of 12.39 acres of vacant land, 30 minutes from Enderby, BC. Perfectly positioned, this property is only a short drive to Mabel Lake, Mabel Lake Golf Course, Shuswap River and the popular Hunter snowmobiling Range, offering year-round outdoor adventure. Enjoy the convenience of Ashton Creek’s nearest convenience store. The property is gently rolling hillside with views; ideal for building your dream home or retreat. Embrace the opportunity to create your ideal lifestyle in this enchanting location. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

15°C

Humidity 88%

Wind S 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$316,000.00
Periodic payment — Principal & Interest (monthly)$2,038.72
Additional monthly expenses (strata, tax, utilities, etc.)$71.26
Total monthly cost$2,109.99
Interest paid over 5-yr term$90,566.51
Balance at end of term$284,243.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,885.54

Cash Needed at Closing

Minimum down payment$19,750
Estimated BC PTT$5,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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