4001 THOMAS STREET
Terrace, BC V8G5N3
$429,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 12,000 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0 (2026)
Interior
- Basement
- Partial
- Heating
- Radiant/Infra-red Heat, Natural gas
- Fireplace
- None
Exterior & Lot
- Exterior features
- Wood
- View
- Mountain view
Building
- Foundation
- Concrete Perimeter
- Roof
- Metal, Conventional
Parking
- Features
- Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Library | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bedroom 4 | Basement | — |
Listing Information
- MLS®
- R3157726
- Listed
- August 20, 2026
- Time on market
- On the market for 11 days
- Tax assessment year
- 2026
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Aspire Realty (Terr) · Data source: CREA DDF.
Description
This classic home on a large lot just a stones throw from Uplands School is a great opportunity to add value and make it your own! Built in 1955, this home is solid as a rock, just needs some elbow grease and upgrades to make it a great home again. The floor plan offers plenty of options to make the layout suit you better, but it will always be a solid home in a great location on a nice large lot! (id:63159)
Values & Trends
This listing
$212/sqft
Building average
—
No other active listings in this building
Terrace average
$342/sqft
69 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
11°C
Rain
Humidity 97%
Wind W 14 km/h
Tonight
11°
Tuesday
14°
Tuesday night
11°
Wednesday
23°
Wednesday night
13°
Thursday
24°
Source: Environment and Climate Change Canada.
Population
12,017
(2021 Census)
+3.2% since 2016
Density: 209.6/km²
Dwellings: 5,200
Median household income: $90,000
After-tax: $80,000
Immigrant population: 9.6%
Top countries of origin (% of total population)
- India1.6% · 195
- Portugal1% · 120
- United Kingdom0.9% · 105
- Philippines0.8% · 100
- United States of America0.7% · 80
- Germany0.5% · 60
- Netherlands0.4% · 45
- China0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Uplands Elementary | Elementary | 319 m |
| Caledonia Secondary | Secondary | 792 m |
| Veritas Catholic(Independent) | Elementary/Middle | 982 m |
| Parkside Secondary | Secondary | 1.0 km |
| Skeena Middle | Elementary | 1.1 km |
| Ecole Mountainview | Elementary | 1.1 km |
| Centennial Christian School(Independent) | K-12 | 1.6 km |
| Suwilaawks Community School | Elementary | 1.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Coast Mountains (SD82)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.