Property Type: Detached HouseOwnership: Freehold

4005 Lobelia Drive

Osoyoos, BC V0H1V1

$999,000

4 bed4.5 bath4 parking4,066 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,690.11

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Ceramic Tile

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement16'2'' x 16'5''
Utility roomBasement3'1'' x 7'5''
Utility roomBasement9'7'' x 15'2''
OtherBasement12' x 23'3''
Recreation roomBasement32'1'' x 27'9''
3pc BathroomBasement9'2'' x 10'2''
Family roomSecond level11'11'' x 14'11''
BedroomSecond level11'11'' x 12'3''
BedroomSecond level11'11'' x 12'6''
3pc BathroomSecond level7'5'' x 8'10''
Primary BedroomMain level16'4'' x 17'5''
Mud roomMain level9'9'' x 13'1''
Living roomMain level13'1'' x 15'3''
KitchenMain level10'7'' x 14'1''
FoyerMain level8' x 10'4''
Dining roomMain level11'11'' x 14'5''
DenMain level8'8'' x 16'1''
Dining nookMain level11'3'' x 15'5''
4pc Ensuite bathMain level8'11'' x 10'8''
2pc BathroomMain level2'10'' x 8'2''

Listing Information

MLS®
10390287
Listed
June 5, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Penticton Realty · Data source: CREA DDF.

Description

Here it is the Okanagan dream, a family sized home with gorgeous lake views situated in idyllic Osoyoos! Live close to beaches, parks and world class wineries in the area most people only get to vacation in! As you enter the foyer of this meticulous home, the space and quality is evident throughout. The main floor features a separate secondary living room and dining room at the front of the house, perfect for cozy get togethers and with laminate floors and a feature fireplace. On the lakeview side of the home is the great room style kitchen, living and dining room, the ideal place for big family gatherings and daily life. The beautiful creamy white kitchen has stunning views, a spacious kitchen island with room for stools, a perfect open plan into the family room and dining areas, and access out onto the massive front deck where you can enjoy the summer sun and take in the views. The practical layout also features a main floor primary bedroom with its own ensuite and walk in closet, while upstairs is perfect for kids or guests with two more spacious bedrooms, a shared 3 piece bathroom, a separate family room, and a deck! Downstairs in the walk out basement is a huge rec room, a wet bar, bonus space perfect for the pool table, another bathroom, plus tons of storage room and the utilities. The lower patio walks out to the beautifully landscaped and private backyard. The home has had lots of updates like the roof in 2020, furnace & HWT in 2024, reverse osmosis 2025 and more. (id:63159)

Values & Trends

This listing

$246/sqft

Building average

No other active listings in this building

Osoyoos average

$565/sqft

130 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 91%

Wind NNE calm km/h

Today

28°

Tonight

12°

Wednesday

21°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.3 km
Osoyoos SecondarySecondary1.3 km
Senpaq'cin School(Independent)Elementary18.6 km
Tuc-el-Nuit ElementaryElementary19.3 km
Southern Okanagan SecondarySecondary19.5 km
Southern Okanagan AltSecondary19.5 km
Oliver ElementaryElementary19.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$677.18
Total monthly cost$5,833.34
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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