Property Type: Detached HouseOwnership: Freehold

4005 Rowe Rd

Duncan, BC V9L6T1

$2,100,000

3 bed3 bath6 parking1,436 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
House
Lot size
55.31 acres
Zoning
Other

A1 & I2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,410

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Fully air conditioned
Fireplace
None

Exterior & Lot

Lot features
Acreage, Level lot, Private setting, Wooded area, Other

Building

Parcel ID (PID)
009-649-557

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level
BathroomMain level4-Piece
BedroomMain level
BedroomMain level
KitchenMain level12'8

Listing Information

MLS®
1044698
Listed
August 18, 2026
Time on market
On the market for 14 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage Coast Capital Realty · Data source: CREA DDF.

Description

Offering an exceptional opportunity to own this unique 55-acre parcel in the Glenora with subdivision application in progress to take a 2.47 acre lot off the front. This property features dual zoning with A1 and 5 acres of A7 at the southeast corner, all within the ALR. The property offers a 2014-built rancher featuring 3 bedrooms and 3 bathrooms, providing comfortable living in a rural setting. The home is equipped with a heat pump and is serviced by well water and a septic system. The flat landscape is serviced by a well-graded gravel road, with 200-amp hydro service to the 25' x 40' barn. There is also a cabin on the property offering additional space and potential for future use or development, buyer to verify. Located just minutes from amenities and only 5 minutes from Duncan, the property is also adjacent to the CVRD Parks Trail. A rare combination of acreage, residential improvements, agricultural zoning, creates a truly unique opportunity in the Cowichan Valley. (id:63159)

Values & Trends

This listing

$1,462/sqft

Building average

No other active listings in this building

Cowichan Station/Glenora average

$792/sqft

7 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tansor ElementaryElementary4.9 km
Khowhemun ElementaryElementary5.0 km
Queen Margaret's(Independent)K-125.2 km
Ecole Mount Prevost ElementaryElementary5.5 km
Cowichan Open SchoolSecondary5.5 km
Cowichan Valley Open Learning Co-OpSecondary5.5 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.7 km
Drinkwater ElementaryElementary6.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($420,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,680,000.00
Periodic payment — Principal & Interest (monthly)$10,838.79
Additional monthly expenses (strata, tax, utilities, etc.)$606.17
Total monthly cost$11,444.96
Interest paid over 5-yr term$481,492.83
Balance at end of term$1,511,165.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$420,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,918.61

Cash Needed at Closing

Minimum down payment$420,000
Estimated BC PTT$41,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$462,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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