Property Type: Detached HouseOwnership: Freehold

401 97A Highway

Sicamous, BC V0E2V1

$2,750,000

4 bed2 bath8 parking1,849 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
1.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$14,122.3

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Other

Exterior & Lot

Exterior features
Cedar Siding
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
SunroomMain level8'11'' x 7'5''
Laundry roomMain level7'11'' x 10'7''
BedroomMain level11'3'' x 11'7''
3pc BathroomMain level6' x 10'6''
BedroomMain level11'3'' x 15'6''
BedroomMain level11'10'' x 10'5''
5pc BathroomMain level11'3'' x 7'7''
Primary BedroomMain level11'3'' x 17'
Living roomMain level14'10'' x 14'6''
Dining roomMain level10'5'' x 15'11''
KitchenMain level12'1'' x 18'2''

Listing Information

MLS®
10371067
Listed
December 17, 2025
Time on market
On the market for 257 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

Nestled on a generous 1.24 acres of lush, private forest, this classic single-story rancher offers the perfect blend of comfort, privacy, and lakeside living. Surrounded by mature trees that ensure complete seclusion, the property feels like your own private oasis—ideal for those seeking tranquility away from the hustle while enjoying direct access to pristine waterfront. This spacious 4-bedroom, 2-bathroom ranch-style residence with an open, flowing layout that’s perfect for family living or entertaining. The heart of the home is the beautifully upgraded kitchen, sleek countertops, ample cabinetry, and stylish finishes that make meal prep a joy. Step outside your kitchen onto your covered deck leading out to your level yard, with lots of room for volleyball or badminton, private sandy beach, that is protected by the bay. Additional features include a detached 2-car garage with a separate shop/workshop—plenty of space for vehicles, tools, boats, snowmobiles or hobbies. A large turnabout driveway that offers plenty of space for trucks and trailers, conveniently located in town and close to all amenities. This rare property combines the ease of one-level living with waterfront luxury, and recreational perks for that outdoor enthusiasts and those craving a peaceful escape. Zoning bylaws provide short term rental. Quick possession available. (id:63159)

Values & Trends

This listing

$1,487/sqft

Building average

No other active listings in this building

Sicamous average

$586/sqft

33 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

2,613

(2021 Census)

+7.6% since 2016

Density: 204.1/km²

Dwellings: 1,905

Median household income: $65,000

After-tax: $60,400

Immigrant population: 5.7%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 40
  • United States of America1% · 25
  • Germany0.6% · 15
  • Italy0.4% · 10
  • Netherlands0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Parkview Elementary SchoolElementary1.3 km
Eagle River SecondaryK-121.8 km
North Canoe ElementaryElementary19.8 km
Shuswap SDA(Independent)Elementary/Middle21.1 km
South CanoeElementary/Middle22.4 km
Salmon Arm SecondarySecondary23.1 km
South Broadview ElementaryElementary23.4 km
Bastion ElementaryElementary23.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($550,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,200,000.00
Periodic payment — Principal & Interest (monthly)$14,193.65
Additional monthly expenses (strata, tax, utilities, etc.)$1,268.86
Total monthly cost$15,462.51
Interest paid over 5-yr term$630,526.32
Balance at end of term$1,978,907.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$550,000
Stress test qualifying rate8.09%
Payment you must qualify for$16,917.23

Cash Needed at Closing

Minimum down payment$550,000
Estimated BC PTT$60,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$612,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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