Property Type: Land / LotOwnership: Freehold

4012 Express Point Road

Scotch Creek, BC V0E1M5

$1,599,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
1.8 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$4,079.54

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View of water
Waterfront
Waterfront on lake

Listing Information

MLS®
10392035
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Access Real Estate · Data source: CREA DDF.

Description

Beautiful Lakefront property with over 100 feet of shoreline on nearly 2 flat acres of lush treed land. This serene parcel features 400 amp power, a rock retaining wall, and fill to create the perfect building site by the water. The driveway is already in place, adding convenience to this idyllic setting. Located near Scotch Creek Provincial Park, this acreage offers a rare opportunity for a tranquil retreat or potential investment. Whether seeking a personal oasis or a new venture, this versatile property, available for asset or share sale, promises a harmonious blend of nature and opportunity. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary3.2 km
North Shuswap ElementaryElementary/Middle8.1 km
Carlin Elementary MiddleElementary/Middle12.6 km
Haldane ElementaryElementary19.6 km
Chase Elementary-SecondaryElementary19.7 km
Shuswap SDA(Independent)Elementary/Middle22.5 km
North Canoe ElementaryElementary23.0 km
Salmon Arm West ElementaryElementary24.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,200.00
Periodic payment — Principal & Interest (monthly)$8,252.96
Additional monthly expenses (strata, tax, utilities, etc.)$339.96
Total monthly cost$8,592.93
Interest paid over 5-yr term$366,622.40
Balance at end of term$1,150,644.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,836.60

Cash Needed at Closing

Minimum down payment$319,800
Estimated BC PTT$29,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information