Property Type: Detached HouseOwnership: Freehold

4015 RUTH LAKE ROAD

Forest Grove, BC V0K1M0

$899,000

3 bed2 bath1,430 sqftBuilt 2008
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
10.75 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,340.61 (2025)

Interior

Basement
Crawl space
Heating
Baseboard heaters, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Log
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Dining roomMain level
Living roomMain level
KitchenMain level
Bedroom 2Main level
Bedroom 3Main level
Laundry roomMain level
Flex SpaceAbove
Primary BedroomAbove

Listing Information

MLS®
R3113143
Listed
April 20, 2026
Time on market
On the market for 133 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Set on 10.75 private waterfront acres with RA2 zoning permitting a second dwelling, this well maintained 3 bed, 2 bath log home offers lake views, privacy, and access to a calm stretch of shoreline. A full dock system in place, making it easy to enjoy boating, swimming, or time at the water’s edge. The property includes a detached shop, greenhouse, and garden shed, providing space for storage, projects, or small scale cultivation. With usable land and flexibility, there is room to expand, develop, or tailor the property to your needs. The home offers a comfortable layout suited for full time living or a seasonal getaway. Set back from neighbouring properties and surrounded by nature, this is a strong opportunity to secure waterfront ownership with space, function, and future potential. (id:63159)

Values & Trends

This listing

$629/sqft

Building average

No other active listings in this building

Forest Grove average

$519/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Forest Grove ElementaryElementary5.2 km
Mile 108 ElementaryElementary20.4 km
100 Mile House ElementaryElementary24.1 km
PSO Outback StorefrontSecondary24.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

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Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$433.72
Total monthly cost$5,073.75
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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