Property Type: Detached HouseOwnership: Freehold

4030 KETTLE VALLEY Road S

Rock Creek, BC V0H1Y0

$729,000

2 bed2.5 bath20 parking1,743 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,483

Interior

Basement
Crawl space
Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Wood siding
View
River view
Waterfront
Waterfront on river

Building

Roof
Asphalt shingle, Metal, Unknown

Parking

Total spaces
20 — covered indicated
Features
Detached Garage, Covered, RV

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Recreation roomSecond level13'0'' x 19'0''
Primary BedroomSecond level12'0'' x 14'0''
Living roomMain level16'0'' x 18'0''
Laundry roomMain level9'0'' x 10'0''
KitchenMain level12'0'' x 13'0''
FoyerSecond level6'0'' x 10'0''
Dining roomMain level10'0'' x 12'0''
BedroomSecond level10'0'' x 12'0''
2pc BathroomSecond level
4pc BathroomMain level

Listing Information

MLS®
10396740
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: Stonehaus Realty Corp. · Data source: CREA DDF.

Description

Discover 4030 Kettle Valley Rd from a kayak and Start Packin! Whether you’re looking for a weekend getaway, a full-time residence, or an investment opportunity, this riverside retreat is a place where lasting memories are made. If you crave solitude, the “River Perch” invites you to immerse in the serenity of nature with the gentle chorus of crickets that fill the warm evening air beneath a blanket of stars. When company calls, the flat 1 acre property adapts well for family reunions or out of town friends with RVs. Your group will love the comfort of the covered patio for an evening of cards, games and laughter late into the night. Inside, the 1743 sf cottage is warm and inviting with immeasurable upgrades made in recent years offering comfortable living spaces designed to make every season enjoyable. A cozy, fully certified wood stove is the perfect gathering spot to enjoy those fall and winter evenings after trail riding or sledding with the gang. Steps from the main living area you have 2 bedrooms, 2 baths plus a huge flex room that could accommodate a few more guest beds. The island kitchen offers all the modern accoutrements with brand new appliances while the adjacent dining area takes in the ever-changing river views with oversized energy efficient windows and sliding doors. In the “back 40” there’s a new 28x38 firesafe, metal clad heated shop with 200 amp service plus a pole barn of equal size that is sure to seal the deal! (id:63159)

Values & Trends

This listing

$418/sqft

Building average

No other active listings in this building

Rock Crk. & Area average

$724/sqft

16 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary127 m
Boundary Central SecondarySecondary16.7 km
Greenwood ElementaryElementary23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Banks & ATMs (1)

  • Cascadia Credit Union · 3990 Highway 3521 m

Nearby places data: © OpenStreetMap contributors.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (strata, tax, utilities, etc.)$293.92
Total monthly cost$4,056.53
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,237.42

Cash Needed at Closing

Minimum down payment$47,900
Estimated BC PTT$12,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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