Property Type: Detached HouseOwnership: Freehold

4032 Hills Frontage Road

Cache Creek, BC V0K1H0

$565,000

3 bed2.5 bath1,325 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
1.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$975.72

Interior

Basement
Crawl space
Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Heat Pump
Fireplace
None

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
StorageMain level11'6'' x 11'6''
Mud roomMain level10' x 11'6''
2pc BathroomMain level
4pc BathroomMain level
BedroomMain level9' x 11'6''
BedroomMain level10' x 11'6''
Primary BedroomMain level10' x 11'6''
Dining roomMain level7' x 10'
Living roomMain level15' x 17'6''
KitchenMain level10' x 13'

Listing Information

MLS®
10383026
Listed
April 11, 2026
Time on market
On the market for 142 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Completely renovated 3-bedroom rancher on 1.06 acres just minutes from Cache Creek! This one-level home has been extensively upgraded inside and out, offering the feel of a brand-new home without the wait. Exterior updates include new windows, roof, siding, and doors, while the interior has been fully redone with new flooring, drywall, paint, kitchen, and bathrooms. The bright, functional layout features 3 bedrooms, a full bathroom plus a convenient 2-piece ensuite, and a spacious mudroom/laundry area ideal for everyday living. The custom kitchen showcases knotty pine cabinetry paired with black and stainless steel appliances, creating a warm yet modern feel. Enjoy year-round comfort with a brand new heat pump providing efficient heating and air conditioning, along with a cozy wood stove in the living room for those cooler months. Set on a private 1.06-acre lot, there’s plenty of room for parking, toys, or future development. A turnkey property offering space, privacy, and modern updates—perfect for first-time buyers, downsizers, or those seeking a move-in ready home just outside of town. Call today to book your private viewing. (id:63159)

Values & Trends

This listing

$426/sqft

Building average

No other active listings in this building

Cache Creek average

$362/sqft

11 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cache Creek ElementaryElementary12.1 km
Desert Sands Community SchoolK-1221.5 km
David Stoddart SchoolK-1223.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$452,000.00
Periodic payment — Principal & Interest (monthly)$2,916.15
Additional monthly expenses (strata, tax, utilities, etc.)$147.31
Total monthly cost$3,063.46
Interest paid over 5-yr term$129,544.50
Balance at end of term$406,575.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,102.43

Cash Needed at Closing

Minimum down payment$31,500
Estimated BC PTT$9,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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