Property Type: Detached HouseOwnership: Freehold

4059 184 STREET

Surrey, BC V3S0L5

$3,900,000

2 bed1 bath900 sqftBuilt 1961
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
House
Lot size
35.62 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,509.09 (2025)

Interior

Basement
None, Unknown
Heating
Natural gas
Fireplace
None

Parking

Features
Open, Other, RV

Listing Information

MLS®
R3089643
Listed
February 20, 2026
Time on market
On the market for 192 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

35.62 ACRE VEGETABLE FARM - This exceptional property features a well-maintained 900 SQ/FT rancher-style home offering 2 Bedrooms and 1 Bathroom. The farm is complemented by a 1,000 SQ/FT. Shed and a spacious 1,700 SQ/FT Barn, providing ample storage and operational space. Ideally situated with 2 road frontages 184 Street and 40 Avenue, the property presents an excellent opportunity to build your dream home, and has fertile soil suitable for a wide variety of crops, fruits, and vegetables. Conveniently located near schools, public transit, Morgan Creek Golf Course, and shopping amenities, with easy access to Highway #10, Highway #15, and the U.S. border. (id:63159)

Values & Trends

This listing

$4,333/sqft

Building average

No other active listings in this building

Surrey average

$689/sqft

1844 active listing(s)

Parking: Not indicatedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
East Kensington ElementaryElementary2.6 km
Cloverdale TraditionalElementary3.3 km
Alice Brown ElementaryElementary3.4 km
Martha Currie ElementaryElementary3.5 km
Cloverdale Learning CentreSecondary3.6 km
SD 36 Alternate Cloverdale LCSecondary3.6 km
Gwa'sala-'Nakwaxda'xw School(Independent)Elementary3.7 km
Simonds ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($780,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,120,000.00
Periodic payment — Principal & Interest (monthly)$20,129.18
Additional monthly expenses (strata, tax, utilities, etc.)$170.76
Total monthly cost$20,299.94
Interest paid over 5-yr term$894,200.97
Balance at end of term$2,806,450.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$780,000
Stress test qualifying rate8.09%
Payment you must qualify for$23,991.71

Cash Needed at Closing

Minimum down payment$780,000
Estimated BC PTT$113,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$894,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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