Property Type: Detached HouseOwnership: Freehold

4071 REID Road

Eagle Bay, BC V0E1T0

$1,799,900

4 bed2 bath8 parking2,770 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.39 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,928.57

Interior

Basement
Full
Heating
Stove, See remarks, Wood, Other
Fireplace
Yes (2)
Fireplace type
Propane, Unknown
Flooring
Ceramic Tile, Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View of water

Building

Roof
Tile, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement12'8'' x 8'1''
WorkshopBasement23'1'' x 14'9''
Family roomBasement25'1'' x 20'2''
BedroomSecond level13'2'' x 17'2''
Utility roomBasement6'11'' x 6'7''
BedroomMain level10'6'' x 8'5''
Primary BedroomMain level15'1'' x 15'2''
BedroomBasement12'11'' x 17'3''
Laundry roomMain level5'3'' x 6'11''
KitchenMain level12'1'' x 16'11''
Dining roomMain level13'1'' x 16'11''
Living roomMain level11'10'' x 16'11''
4pc BathroomMain level10'7'' x 8'5''
3pc BathroomBasement5'3'' x 10'0''

Listing Information

MLS®
10394093
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Welcome to your dream retreat on the shores of Shuswap Lake. Nestled on a quiet street in Eagle Bay, this Tuscan-inspired waterfront villa combines timeless architecture with unbeatable views. From the moment you arrive, the new paved driveway and manicured grounds welcome you to this private lakeside escape. Step inside to soaring vaulted ceilings, abundant natural light, and a spacious open-concept design perfect for entertaining while taking in panoramic lake and mountain views. The main level features a primary bedroom with cheater ensuite, while upstairs offers a versatile loft space. The lower level is designed for entertaining with a wet bar and rec room opening onto a covered patio just steps from the water. Outdoor living is where this home shines, featuring a wrap-around tiled deck for al fresco dining, a gorgeous aluminum dock with rolling gangway, and a private yard to unwind in peace. Practical features include roll-down security shutters, propane radiant heating, and a septic and community water system. A detached two-storey shop with plumbing provides secure parking for vehicles and a boat, plus additional workspace. Covered and off-street parking offer plenty of room. Whether you're searching for a year-round residence or the ultimate family getaway, this property offers the very best of the Shuswap lifestyle. All measurements are approximate, buyer to confirm. (id:63159)

Values & Trends

This listing

$650/sqft

Building average

No other active listings in this building

Eagle Bay average

$512/sqft

15 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle7.5 km
Carlin Elementary MiddleElementary/Middle13.7 km
Sorrento ElementaryElementary17.3 km
North Canoe ElementaryElementary21.0 km
Shuswap SDA(Independent)Elementary/Middle21.3 km
Eagle River SecondaryK-1221.6 km
Parkview Elementary SchoolElementary22.1 km
Salmon Arm SecondarySecondary24.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($359,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,439,920.00
Periodic payment — Principal & Interest (monthly)$9,289.88
Additional monthly expenses (strata, tax, utilities, etc.)$716.38
Total monthly cost$10,006.26
Interest paid over 5-yr term$412,685.21
Balance at end of term$1,295,212.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$359,980
Stress test qualifying rate8.09%
Payment you must qualify for$11,072.48

Cash Needed at Closing

Minimum down payment$359,980
Estimated BC PTT$33,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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