Property Type: Condo / ApartmentOwnership: Strata

409 3460 Quadra St

Saanich, BC V8X1G6

$485,000

2 bed2 bath1 parking852 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
832 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$376/mo
Annual property tax
$2,360.52

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Mountain view, Ocean view

Parking

Total spaces
1 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level
BathroomMain level2-Piece
Laundry roomMain level6' x 6'
BedroomMain level10' x 8'
EnsuiteMain level4-Piece
Primary BedroomMain level14' x 10'
KitchenMain level8'
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1042685
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Welcome to this bright and beautifully updated top-floor 2-bedroom, 1.5-bath condo offering stunning mountain, city and ocean views. Enjoy a spacious, functional layout with tasteful updates throughout, creating a move-in-ready home you'll love. The open living and dining area is filled with natural light and flows onto a private balcony—perfect for taking in the panoramic scenery. Convenient in-suite laundry adds everyday ease, while the pet-friendly building welcomes your small furry companion. Ideally located within walking distance to shopping, restaurants, cafés and everyday amenities, with transit nearby for an easy commute. Whether you're a first-time buyer, downsizer or investor, this exceptional home offers comfort, convenience and incredible views in one fantastic package. (id:63159)

Values & Trends

This listing

$569/sqft

Building average

No other active listings in this building

Quadra average

$515/sqft

24 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cloverdale Traditional ElementaryElementary196 m
Ecole Quadra ElementaryElementary1.0 km
Reynolds SecondaryElementary1.5 km
Doncaster ElementaryElementary1.6 km
Oak and Orca Bioregional School(Independent)K-121.7 km
SJ Burnside Education CentreSecondary1.7 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.9 km
St Andrew's Regional High(Independent)Secondary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Halibut House Chinese Food · 3500 Quadra Street77 m
  • Shushi Ru · 3189 Quadra Street716 m
  • Inasal House · 3666 Saanich Road740 m
  • Bin 4 Burger Lounge794 m

Cafes (1)

  • Roundhouse Cafe466 m

Grocery (1)

  • Thrifty Foods · 3475 Quadra Street110 m

Parks (5+)

  • Glasgow Park180 m
  • Cecelia Creek Falls Park418 m
  • Rutledge Park496 m
  • Tolmie Park558 m
  • Camrose Park637 m

Gyms (1)

  • Zenith Studio · 1273 Holloway Street788 m

Pharmacies (1)

  • Thrifty Foods108 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$388,000.00
Periodic payment — Principal & Interest (monthly)$2,503.24
Additional monthly expenses (strata, tax, utilities, etc.)$615.71
Total monthly cost$3,118.95
Interest paid over 5-yr term$111,201.92
Balance at end of term$349,007.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,543.01

Cash Needed at Closing

Minimum down payment$24,250
Estimated BC PTT$7,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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