Property Type: Condo / ApartmentOwnership: Strata

409 520 Dunedin St

Victoria, BC V8T2L6

$550,000

2 bed2 bath1 parking980 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,018 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$514/mo
Annual property tax
$3,215.03

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level6'9 x 4'10
BathroomMain level4-Piece
BedroomMain level11'9 x 8'6
EnsuiteMain level4-Piece
Primary BedroomMain level12'5 x 12'7
Eating areaMain level9'7 x 6'0
KitchenMain level10'0 x 7'3
Dining roomMain level11'0 x 10'5
Living roomMain level12'3 x 12'7
EntranceMain level7'10 x 3'11

Listing Information

MLS®
1041326
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Move right into this bright and updated top-floor 2-bedroom, 2-bathroom condo. Offering a spacious layout, thoughtful updates, and a peaceful courtyard outlook, this home combines comfort, convenience, and excellent value in a central location. A skylit entry welcomes you inside, where laminate flooring and a functional floor plan create a bright and inviting atmosphere. The living room features a cozy electric fireplace with tile surround, built-in shelving, and access to a private sundeck overlooking the courtyard. The refreshed kitchen offers updated cabinetry, a new backsplash, added shelving, and a convenient eating nook. The primary bedroom includes a walk-through closet and full ensuite. A separate laundry room provides additional storage. Churchill Place is a well-managed, pet and BBQ-friendly strata. Enjoy easy access to cafés, restaurants, shopping, groceries, transit, the Gorge Waterway, Selkirk Trestle, and Galloping Goose Trail. (id:63159)

Values & Trends

This listing

$561/sqft

Building average

No other active listings in this building

Burnside average

$658/sqft

15 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
SJ Burnside Education CentreSecondary260 m
Selkirk Montessori School(Independent)Elementary/Middle327 m
Ecole Quadra ElementaryElementary1.1 km
Victoria West ElementaryElementary1.3 km
Cloverdale Traditional ElementaryElementary1.8 km
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.8 km
Oak and Orca Bioregional School(Independent)K-121.8 km
Esquimalt High SchoolSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Namaste Indian Cuisine306 m
  • Ramen Arashi328 m
  • Sol Fine Foods · 2955 Jutland Road402 m
  • Spoons Diner416 m
  • Glo Restaurant & Lounge · 2940 Jutland Road464 m

Cafes (5+)

  • Heavenly Desserts · 456a Gorge Road East60 m
  • Bows Coffee Roasters · 483 Garbally Road151 m
  • Unnamed151 m
  • Tim Hortons344 m
  • Selkirk Cafe · 2960 Jutland Road373 m

Grocery (4)

  • Duaa Supermarket290 m
  • Lifestyle Markets Health Foods · 2950 Douglas Street345 m
  • BC Ale Trail468 m
  • H Mart796 m

Parks (5+)

  • Manchester Green125 m
  • Sumas Park · 530 Sumas Street203 m
  • Jutland Green · 505 Burnside Road East268 m
  • Cecelia Ravine Dog Park300 m
  • Garbally Landing308 m

Shopping (2)

  • Unnamed81 m
  • Mayfair Shopping Centre · 3147 Douglas Street653 m

Gyms (5+)

  • Park's MBA Tae-Kwon-Do343 m
  • VBC Fitness348 m
  • Selkirk Waterfront Fitness454 m
  • BoulderHouse Climbing · 2829 Quesnel Street641 m
  • Victoria Martial Arts · 630 Bay Street783 m

Pharmacies (1)

  • Rexall488 m

Banks & ATMs (3)

  • Vancity462 m
  • Island Savings · 3195 Douglas Street689 m
  • CIBC742 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (strata, tax, utilities, etc.)$830.88
Total monthly cost$3,669.61
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,998.62

Cash Needed at Closing

Minimum down payment$30,000
Estimated BC PTT$9,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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