Property Type: DuplexOwnership: Freehold

410 Madsen Road

Kelowna, BC V1X2C2

$634,800

5 bed2 bath5 parking1,825 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$3,146.97

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
5 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
Laundry roomBasement6'5'' x 12'8''
BedroomBasement11' x 13'
StorageBasement8' x 4'5''
Utility roomBasement12' x 7'
BedroomBasement12'5'' x 11'5''
BedroomBasement12'5'' x 15'
Full bathroomMain level
BedroomMain level11' x 10'
Primary BedroomMain level15'5'' x 14'2''
Living roomMain level16'5'' x 12'5''
KitchenMain level13'3'' x 10'

Listing Information

MLS®
10394735
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to this beautifully updated half duplex offering 5 bedrooms and 2 full bathrooms. The upper level features 2 bright bedrooms and a full bathroom, while the lower level offers 3 bedrooms and another full bathroom, ideal for a growing household. The updated kitchen is a chef’s dream, featuring shaker cabinets, granite countertops, and ample cabinet space offering plenty of kitchen storage. Adjacent to the kitchen, the spacious living room opens onto a front balcony, creating a perfect spot to relax or entertain guests. Additional storage throughout the lower level ensures plenty of room for everything you need. Steps away from Rutland Secondary School, the YMCA, major transit routes, shopping centers, and essential services, making daily life effortless. With a separate entrance and a flat, fully fenced back yard you don't want to miss the opportunity to own a spacious, move-in-ready home in this convenient and desirable location! (id:63159)

Values & Trends

This listing

$348/sqft

Building average

No other active listings in this building

Rutland North average

$393/sqft

8 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary522 m
Rutland Senior SecondaryElementary599 m
Rutland Middle SchoolMiddle783 m
Rutland ElementaryElementary810 m
Belgo Elementary SchoolElementary1.3 km
Pearson Road ElementaryElementary1.6 km
Flex Academy(Independent)K-121.8 km
Quigley ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Memphis Blues520 m
  • Jaide & Joel's Baking Company · 555 Montgomery Road625 m
  • Fusion Food Lounge650 m
  • Alcatraz Chicken · 225 Rutland Road South680 m
  • Vancouver Pizza Kitchen · 225 Rutland Road South703 m

Cafes (2)

  • Starbucks534 m
  • Dosa Crepe Cafe · Gray Road658 m

Grocery (1)

  • Save-On-Foods777 m

Parks (5+)

  • Briarwood Park285 m
  • Mugford Park442 m
  • Brighton Park568 m
  • Rutland Centennial Park584 m
  • Rutland Recreation Park666 m

Pharmacies (1)

  • The Local Pharmacy · 225 Rutland Road South696 m

Banks & ATMs (3)

  • Basha Donair - Bitcoin Well ATM · 135 Rutland Road North524 m
  • First West Credit Union · 110 Highway 33 West596 m
  • Interior Savings651 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,480) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$507,840.00
Periodic payment — Principal & Interest (monthly)$3,276.41
Additional monthly expenses (strata, tax, utilities, etc.)$353.25
Total monthly cost$3,629.66
Interest paid over 5-yr term$145,548.40
Balance at end of term$456,803.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,480
Stress test qualifying rate8.09%
Payment you must qualify for$4,585.49

Cash Needed at Closing

Minimum down payment$38,480
Estimated BC PTT$10,696
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,676

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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