Property Type: Detached HouseOwnership: Freehold

4114 51st Street

Canyon, BC V0B1C1

$299,000

3 bed1 bath1,626 sqftBuilt 1938
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,066.32

Interior

Heating
Stove, Electric, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Building

Water source
Community Water User's Utility
Sewer
Septic tank
Parcel ID (PID)
014-151-201

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
KitchenMain level14' x 12'
BedroomSecond level13'10'' x 10'11''
BedroomSecond level9'10'' x 7'11''
Primary BedroomSecond level16' x 17'3''
OfficeMain level19'2'' x 5'10''
Living roomMain level16' x 15'7''
4pc BathroomMain level6'8'' x 11'4''
Mud roomMain level7'10'' x 5'5''
Laundry roomMain level7' x 15'
PantryMain level6' x 11'

Listing Information

MLS®
10373804
Listed
January 24, 2026
Time on market
On the market for 220 days
Data last synced
August 29, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Enjoy the best of both worlds with this 2.41-acre property just outside Creston, close enough to town for everyday convenience, while still offering the space and privacy that comes with your own acreage! Inside, the home features a practical layout with three bedrooms on the upper level and a good-sized bathroom that has been recently updated. On the main floor, you’ll find an office, a functional mud room area, and an open kitchen that flows into the living room, highlighted by a wood-burning fireplace. Outside, there’s ample room to park RVs, boats, trailers, and vehicles, plus great potential to create a very nice garden and build out the property to suit your lifestyle. With this much land, the next owner has plenty of flexibility to improve, personalize, and create something special over time. Contact your REALTOR today to make this opportunity yours! (id:63159)

Values & Trends

This listing

$184/sqft

Building average

No other active listings in this building

Lister average

$320/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

15°C

Humidity 67%

Wind NW calm km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Canyon/Lister ElementaryElementary1.3 km
Erickson ElementaryElementary1.5 km
Kootenay River SecondarySecondary4.2 km
Adam Robertson ElementaryElementary5.1 km
Yaqan Nukiy School(Independent)Elementary5.8 km
Kootenay Valley Christian School(Independent)Elementary/Middle6.3 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (strata, tax, utilities, etc.)$253.19
Total monthly cost$1,796.43
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,184.25

Cash Needed at Closing

Minimum down payment$14,950
Estimated BC PTT$3,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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