Property Type: Condo / ApartmentOwnership: Strata

4119 Galligan Road Lot# 24

Eagle Bay, BC V0E1T0

$599,900

3 bed3 full, 2 half bath6 parking1,440 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Annual property tax
$1,742.91

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view
Waterfront
Waterfront nearby

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level4'11'' x 8'0''
Primary BedroomSecond level14'3'' x 10'4''
BedroomSecond level15'0'' x 6'7''
BedroomSecond level14'3'' x 10'7''
2pc BathroomSecond level4'11'' x 4'8''
Dining nookSecond level12'0'' x 8'2''
OfficeMain level4'10'' x 4'9''
2pc BathroomMain level4'10'' x 4'9''
Dining roomMain level13'2'' x 11'11''
Living roomMain level11'11'' x 12'8''
KitchenMain level13'2'' x 10'4''

Listing Information

MLS®
10374572
Listed
February 2, 2026
Time on market
On the market for 210 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Imagine enjoying the Shuswap lifestyle not just for the summer, but all year long. Built in 2022 and protected by a new home warranty, this custom 3 bedroom, 3 bathroom cottage offers the perfect blend of modern comfort and relaxed lakeside living, with the potential to become a true year round retreat. The home features a bright open layout with lake views throughout, a spacious kitchen with island seating, and patio doors leading to a large covered deck that extends your living space outdoors. Cozy up inside with warm inviting spaces, or enjoy quiet mornings overlooking the lake from the reading nook upstairs. Large windows throughout the bedrooms capture stunning natural light and beautiful scenery. Outdoor living is just as impressive, with a private outdoor tub and shower, outdoor bar, hanging daybed, and peaceful seating areas to enjoy every season. Just down the path, you'll find the shared beach, new common dock, and your own private buoy for endless summer enjoyment. Located in the well-established Whitehaven Beach Properties Ltd community, this property offers a rare opportunity to own a modern Shuswap getaway close to local cafes, shops, and recreation. Insulating the water line is an inexpensive way to simplify and achieve year-round use. (id:63159)

Values & Trends

This listing

$417/sqft

Building average

$744/sqft

1 active listing(s)

Eagle Bay average

$744/sqft

1 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle9.0 km
Carlin Elementary MiddleElementary/Middle14.9 km
Sorrento ElementaryElementary19.0 km
Eagle River SecondaryK-1220.5 km
Parkview Elementary SchoolElementary21.0 km
North Canoe ElementaryElementary21.5 km
Shuswap SDA(Independent)Elementary/Middle22.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Other Listings in This Building

Other units currently listed in the same building. 4119 Galligan Road Lot# 24

View building profile →
Built 2022

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$217.24
Total monthly cost$3,313.52
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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