Property Type: Detached HouseOwnership: Leasehold

415 Hummingbird Avenue

Vernon, BC V1H2A1

$225,000

2 bed3.5 bath2 parking1,909 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
1

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$1,170.24

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Propane, Unknown
Flooring
Laminate, Cork

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Covered

Room Dimensions

RoomLevelDimensions
WorkshopBasement13' x 16'4''
Hobby roomBasement14'10'' x 11'3''
OtherBasement11' x 12'
BedroomBasement11'4'' x 9'3''
4pc BathroomBasement5'6'' x 10'3''
4pc Ensuite bathMain level6'3'' x 10'3''
Primary BedroomMain level12'9'' x 12'11''
2pc BathroomMain level4'5'' x 4'8''
Laundry roomMain level6' x 6'3''
KitchenMain level9'3'' x 11'8''
Dining roomMain level7' x 8'8''
Living roomMain level11'1'' x 16'5''

Listing Information

MLS®
10365023
Listed
October 4, 2025
Time on market
On the market for 331 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Welcome to 415 Hummingbird Avenue in Parker Cove — a cozy and inviting 2-bedroom, 3-bathroom home set on a flat, easy-care lot. The generous kitchen features classic oak cabinetry, while the spacious living room offers a warm and welcoming atmosphere with easy-care laminate flooring and a propane fireplace. From the dining area, sliding doors lead out to a 36’ x 10’ covered deck complete with a propane hookup for your BBQ — perfect for outdoor entertaining. The primary bedroom includes a full 4-piece ensuite, offering comfort and privacy. The lower level expands your living space with a second bedroom, a large family room, a craft/utility room with sink, ample storage, a cold room, a full 4-piece bath, and a sizeable workshop — ideal for hobbies or projects. Additional features include: Metal roof Fenced yard Radon mitigation system PEX plumbing Propane furnace (2018) Hot water tank (~4 years old) Air conditioning (2021) Most windows were replaces some years ago. The annual lease is $3533.59, registered until 2043. $980 for the year for water, sewer, garbage & road maintenance. If you’ve been searching for an affordable opportunity to enjoy the Okanagan lifestyle near the lake, this wonderful home is a must-see! (id:63159)

Values & Trends

This listing

$118/sqft

Building average

No other active listings in this building

Okanagan North average

$302/sqft

41 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary7.4 km
Ellison ElementaryElementary9.7 km
Clarence Fulton SecondaryElementary10.0 km
Mission Hill ElementaryElementary12.0 km
Alexis Park ElementaryElementary12.8 km
St James(Independent)Elementary13.3 km
Ecole Beairsto ElementaryElementary13.4 km
W.L. Seaton SecondarySecondary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed312 m
  • Unnamed532 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$180,000.00
Periodic payment — Principal & Interest (monthly)$1,161.30
Additional monthly expenses (strata, tax, utilities, etc.)$192.52
Total monthly cost$1,353.82
Interest paid over 5-yr term$51,588.52
Balance at end of term$161,910.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,250
Stress test qualifying rate8.09%
Payment you must qualify for$1,643.66

Cash Needed at Closing

Minimum down payment$11,250
Estimated BC PTT$2,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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