Property Type: Condo / ApartmentOwnership: Strata

416 1526 FINLAY STREET

White Rock, BC V4B4L9

$949,000

2 bed2 bath2 parking1,117 sqftBuilt 2022
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Amenities

GymConcierge

Also listed: Recreation Centre, Guest Suite, Laundry - In Suite, Air Conditioning, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
12

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$532/mo
Annual property tax
$4,480.15 (2026)

Interior

Basement
None, Unknown
Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

View
Ocean view
Lot features
No Smoking Home

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3149984
Listed
July 27, 2026
Time on market
On the market for 35 days
Tax assessment year
2026
Data last synced
August 30, 2026

Listing provided by: The Agency White Rock · Data source: CREA DDF.

Description

Turn key, bright, open, spacious floor plan, where every square inch has a purpose. This West-facing home shows like new but without the GST! Beautiful sunset views, centrally located, walking distance to White Rock Town Center, Semiahmoo Shopping Centre, schools, parks and many eateries and amenities. Call your concierge and book the Altus guest suite for family & friends! Contemporary interiors feature engineered H/W flooring and porcelain tiles, A/C, modern lighting and closet organizers. Two parking stalls with EV charging and access to a 3000 sq ft multi-purpose space designed to provide lifestyle conveniences you will use every day including a state of the art fitness room and welcoming lounge w/ a resort style terrace & open lawn area. Dog wash and car wash areas. Welcome Home! (id:63159)

Values & Trends

This listing

$850/sqft

Building average

$964/sqft

7 active listing(s)

White Rock average

$702/sqft

162 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$537,700

Jul 2026

Average Sale Price

$784,779

Jul 2026

Monthly Sales

28

Jul 2026

Active Listings

171

Jul 2026

Sales-to-Active Ratio

16.0%

Jul 2026

Median Days to Contract

35 days

Jul 2026

MLS® HPI Benchmark Price

$673,100
$495,700
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

15°C

Humidity 90%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Earl Marriott SecondaryElementary356 m
Peace Arch ElementaryElementary706 m
White Rock ElementaryElementary917 m
St John Paul II Academy(Independent)Secondary1.1 km
Jessie Lee ElementaryElementary1.2 km
Newbridge Academy(Independent)Elementary1.2 km
South Meridian ElementaryElementary1.3 km
White Rock Christian Academy(Independent)K-121.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Russell Ave @ Finlay St66 m
Westbound Russell Ave @ Finlay St89 m
Eastbound North Bluff Rd @ Finlay St142 m
Westbound Russell Ave @ Lee St153 m
Westbound 16 Ave @ 156 St169 m

Nearby Places

Restaurants (5+)

  • Punje Spice Indian Restaurant · 1558 George Street709 m
  • Silver Dragon Restaurant · 1564 George Street712 m
  • Kappa Japanese Restaurant · 1450 George Street728 m
  • Dining Wok Shanghai Restaurant · 15246 Russell Avenue753 m
  • Pho 777 Vietnamese Restaurant · 15230 Russell Avenue790 m

Cafes (1)

  • Tim Hortons182 m

Parks (5+)

  • Goggs Park275 m
  • MacCaud Park346 m
  • Dr. R.J. Allan Hogg Rotary Park · 15479 Buena Vista Avenue620 m
  • Alderwood Park · 1760 Lilac Drive679 m
  • Unnamed752 m

Pharmacies (2)

  • White Rock Pharmacy · 1440 George Street744 m
  • Unnamed · 1381 George Street798 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$960.87
Total monthly cost$5,858.97
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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